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Analysis Of The Banking System'S Concentration Degree In Eu Countries

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  • Iulia Iuga

Abstract

This paper focuses on four main fields of interest. The first part of the study is dedicated to an analysis of the specialized literature with a view to highlighting our research area. The second part concentrates on recent trends in the evolution of bank concentration indexes. The third part consists of an analysis of the key-indicators which influence the degree of bank concentration, while the last part of our paper establishes the relation between the Herfindahl index and the key-indicators (Total assets, Number of credit institutions, Population and Gross domestic product at market price) with the help of the correlation indexes. At the end of the study we present our conclusions. We find that the overall European banking market is not very concentrated.

Suggested Citation

  • Iulia Iuga, 2013. "Analysis Of The Banking System'S Concentration Degree In Eu Countries," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, vol. 1(15), pages 1-16.
    • Handle: RePEc:alu:journl:v:1:y:2013:i:15:p:16
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    References listed on IDEAS

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    1. Stijn Claessens & Luc Laeven, 2004. "What drives bank competition? Some international evidence," Proceedings, Federal Reserve Bank of Cleveland, pages 563-592.
    2. Semih Yildirim & George C. Philippatos, 2003. "Competition And Contestability In Central And Eastern European Banking Markets," Finance 0310004, University Library of Munich, Germany.
    3. Juan Fernández de Guevara & Joaquín Maudos & Francisco Pérez, 2005. "Market Power in European Banking Sectors," Journal of Financial Services Research, Springer;Western Finance Association, vol. 27(2), pages 109-137, April.
    4. Carlson, Mark & Mitchener, Kris James, 2006. "Branch Banking, Bank Competition, and Financial Stability," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 38(5), pages 1293-1328, August.
    5. Cetorelli, Nicola, 2004. "Real Effects of Bank Competition," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 36(3), pages 543-558, June.
    6. Barbara Casu & Claudia Girardone, 2009. "Competition issues in European banking," Journal of Financial Regulation and Compliance, Emerald Group Publishing Limited, vol. 17(2), pages 119-133, May.
    7. Berger, Allen N, et al, 2004. "Bank Concentration and Competition: An Evolution in the Making," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 36(3), pages 433-451, June.
    8. Saeed Al‐Muharrami, 2009. "The competition and market structure in the Saudi Arabia banking," Journal of Economic Studies, Emerald Group Publishing Limited, vol. 36(5), pages 446-460, September.
    9. Astrid A. Dick, 2007. "Market Size, Service Quality, and Competition in Banking," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 39(1), pages 49-81, February.
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    Cited by:

    1. Mohammed, Nafisah & ismail, abdul & Muhammad, Junaina, 2016. "Concentration and Competition in Dual Banking Industry: A Structural Approach," Jurnal Ekonomi Malaysia, Faculty of Economics and Business, Universiti Kebangsaan Malaysia, vol. 50(2), pages 49-70.
    2. Ivana Marinovic Matovic, 2018. "Creating and Developing Competition in the Banking Sector of the Republic of Serbia," Proceedings of the 11th International RAIS Conference, November 19-20, 2018 09IM, Research Association for Interdisciplinary Studies.
    3. Esteban Miguélez & Jonathan Spiteri & Simon Grima, 2019. "Establishing the Contributing Factors to the Resurrection of PIIGS Banks Following the Crisis: A Panel Data Analysis," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), vol. 0(1), pages 3-34.

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    More about this item

    Keywords

    concentration degree; index; correlation; influence.;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • L1 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance
    • D40 - Microeconomics - - Market Structure, Pricing, and Design - - - General

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