Organisational change and the computerisation of British and Spanish savings banks, circa 1965-1985
AbstractIn this article we explore organisational changes associated with the computarization of British savings banks while making a running comparison with developments in Spain. This international comparison addresses the evolution of the same organisational form in two distinct competitive environments in the late 20th century. Changes in regulation and technological developments (particularly applications of information technology) are said to be responsible for enhancing competitiveness of retail finance. Archival research on the evolution of savings banks helps to ascertain how, prior to competitive changes taking place, participants in bank markets had to develop capabilities to compete. Moreover, assess the response of collaborative agreements to opportunities opened by technological change (in particular resolve apparent scale disadvantages to contest bank markets). Of particular interest are choices made between applications of computer technology to redefine the relation between head office and retail branches as well as between staff at retail branches and customers.
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Bibliographic InfoPaper provided by University Library of Munich, Germany in its series MPRA Paper with number 14479.
Date of creation: 04 Apr 2008
Date of revision:
comparative financial markets; United Kingdom; Spain; market structure; technological change; regulatory change; savings banks; banks; TSB; cajas de ahorro;
Find related papers by JEL classification:
- N20 - Economic History - - Financial Markets and Institutions - - - General, International, or Comparative
- O33 - Economic Development, Technological Change, and Growth - - Technological Change; Research and Development; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes
- N84 - Economic History - - Micro-Business History - - - Europe: 1913-
This paper has been announced in the following NEP Reports:
- NEP-ALL-2009-04-13 (All new papers)
- NEP-HIS-2009-04-13 (Business, Economic & Financial History)
- NEP-REG-2009-04-13 (Regulation)
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