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Why do risk premia vary over time? A theoretical investigation under habit formation

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Author Info
De Paoli, Bianca () (Bank of England)
Zabczyk, Pawel () (Bank of England)

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Abstract

Empirical evidence suggests that risk premia are higher at business cycle troughs than they are at peaks. Existing asset pricing theories ascribe moves in risk premia to changes in volatility or risk aversion. Nevertheless, in a simple general equilibrium model, risk premia can be procyclical even though the volatility of consumption is constant and despite a countercyclically varying risk aversion coefficient. We show that agents' expectations about future prospects also influence premium dynamics. In order to generate countercyclically varying premia, as found in the data, one requires a combination of hump-shaped consumption dynamics or highly persistent shocks and habits. Our results, thus, suggest that factors which help match activity data may also help along the asset pricing dimension.

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Paper provided by Bank of England in its series Bank of England working papers with number 361.

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Length: 20 pages
Date of creation: 16 Feb 2009
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Handle: RePEc:boe:boeewp:0361

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This page was last updated on 2009-11-14.


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