Data versus Collateral

Citations

Cited by:

1. Wu, Shan & Pan, Xiaoya & Wang, Fan, 2025. "Can the synergy between FinTech and data element market development enhance credit allocation efficiency?," International Review of Economics & Finance, Elsevier, vol. 103(C).
2. Wu, Haomin & Yang, Yuting & Wang, Jiani, 2026. "Flexible fintech regulation and corporate digital innovation: Evidence from a quasi-natural experiment," Research in International Business and Finance, Elsevier, vol. 82(C).
3. Athanassiou, Phoebus & Czák-Ludwig, Stephanie & Di Gabriele, Nico, 2026. "Neo-conglomerates and EU regulatory perimeter challenges – state of play and evaluation of policy options," Occasional Paper Series 394, European Central Bank.
4. Benoit Mojon & Han Qiu & Fang Wang & Michael Weber, 2025. "Housing wealth effects in China," BIS Working Papers 1319, Bank for International Settlements.
5. Tan, Weijie & Tang, Qiuyu & Sun, Wanting & Du, Xuanyu, 2025. "Unintended consequences: Examining the effects of government digital regulation on corporate fintech innovation in China," Emerging Markets Review, Elsevier, vol. 64(C).
6. Serfes, Konstantinos & Wu, Kejia & Avramidis, Panagiotis, 2025. "FinTech vs. Bank: The impact of lending technology on credit market competition," Journal of Banking & Finance, Elsevier, vol. 170(C).
7. Liao, Kezhi & Ma, Chengcheng & Zhang, Jingxue & Wang, Zhihao, 2024. "Does big data infrastructure development facilitate bank fintech innovation? Evidence from China," Finance Research Letters, Elsevier, vol. 65(C).
8. Liu Yang & Pujian Yang, 2026. "Multidimensional digital transformation and bank performance in china," Risk Management, Palgrave Macmillan, vol. 28(2), pages 1-30, May.
9. Zhao, Yuliang & Ma, Furong, 2025. "Will fintech enhance financial regulation?," Research in International Business and Finance, Elsevier, vol. 78(C).
10. Julian Caballero & Sebastian Doerr & Aaron Mehrotra & Fabrizio Zampolli, 2025. "How far can digital innovation improve credit to small firms in emerging market economies?," BIS Bulletins 99, Bank for International Settlements.
11. Wang, Lan & Song, Liyuan & Yang, Yudong & Ding, Xinge, 2024. "Untangling cross-border interfirm effects in SMEs’ working capital financing: A cyber-behavioral signaling perspective," International Journal of Production Economics, Elsevier, vol. 274(C).
12. Sun, Xiaoyan & Xie, Xuanli, 2024. "How does digital finance promote entrepreneurship? The roles of traditional financial institutions and BigTech firms," Pacific-Basin Finance Journal, Elsevier, vol. 85(C).
13. Hasan, Iftekhar & Kwak, Boreum & Li, Xiang, 2024. "Financial technologies and the effectiveness of monetary policy transmission," European Economic Review, Elsevier, vol. 161(C).
    • Hasan, Iftekhar & Kwak, Boreum & Li, Xiang, 2023. "Financial technologies and the effectiveness of monetary policy transmission," IWH Discussion Papers 26/2020, Halle Institute for Economic Research (IWH), revised 2023.
14. Wan, Jiayu & Li, Sijia & Li, Bin & Tan, Yinghui, 2026. "Can Fintech development enhance corporate resilience? Evidence from China," Pacific-Basin Finance Journal, Elsevier, vol. 99(C).
15. Ouyang, Shumiao, 2026. "Cashless payment and financial inclusion," Journal of Financial Economics, Elsevier, vol. 180(C).
16. Wu, Xinhong & Wu, Xinmei, 2025. "How does bank digitalization benefit firm borrowing? Evidence from China," Economic Modelling, Elsevier, vol. 153(C).
17. Su, Tong & Tao, Yanyang & Wang, Jingyi, 2024. "FinTech adoption and the clustered development of rural e-commerce: Evidence from Taobao Village," Pacific-Basin Finance Journal, Elsevier, vol. 85(C).
18. Chen, Yanting & Dong, Yingwei & Hu, Jiayin & Huang, Yiping, 2025. "Does FinTech reduce human biases? Evidence from advisory vs. automated FinTechs in lending," Journal of Banking & Finance, Elsevier, vol. 181(C).
19. Yin, Libo & Zhu, Xiaoye & Li, Jingtian, 2025. "Does exposure to biodiversity risk drive firms’ digital transformation?," Finance Research Letters, Elsevier, vol. 82(C).
20. Gambacorta, Leonardo & Qiu, Han & Shan, Shuo & Rees, Daniel M., 2026. "Generative AI and labour productivity: A quasi experiment on coding," Journal of Financial Stability, Elsevier, vol. 84(C).
21. Liu, Jialin & Bao, Xuetong & Wang, Xianda & Xie, Xuanli & Xu, Jianguo, 2026. "Digital finance and corporate digital innovation: The roles of traditional financial institutions: A pre-registered report," Pacific-Basin Finance Journal, Elsevier, vol. 98(C).
22. Lin, Ying & Yan, Xiaohan & Yang, Xiuyun, 2023. "Digital finance and enterprise investment efficiency in China," International Review of Financial Analysis, Elsevier, vol. 90(C).
23. Pingfan Xia & Xuhui Zhu & Zhang-hangjian Chen & Feifei Jin & Qizhi He, 2026. "Predicting Trends in Digital Financial Inclusion: A Novel Approach Based on Spatial Data Analysis and Graph Convolutional Neural Networks," Computational Economics, Springer;Society for Computational Economics, vol. 68(3), pages 2321-2356, September.
24. Tianxiang Sheng & Jiahui Teng, 2025. "The impact of digital inclusive finance on regional capital aggregation," Managerial and Decision Economics, John Wiley & Sons, Ltd., vol. 46(1), pages 115-128, January.
25. Gu Ning & Zhao Xiangyuan & Fu Chengbo, 2025. "Can Agriculture-Related Enterprises’ Green Technological Innovation Ride the “Digital Inclusive Finance” Wave?," Economics - The Open-Access, Open-Assessment Journal, De Gruyter, vol. 19(1), pages 1-25.
26. Guo, Huixiao & Wang, Ruohan & Wang, Xinya, 2024. "Does the development of FinTech increase the risk of private lending ? Evidence from China," International Review of Economics & Finance, Elsevier, vol. 96(PC).
27. Xu, Shiyu & Huang, Yiping, 2026. "The impact of firm size distribution on digital lending development: A pre-registered report," Pacific-Basin Finance Journal, Elsevier, vol. 99(C).
28. Michael Chui & Leonardo Gambacorta & Emanuel Kohlscheen & Han Qiu, 2025. "Navigating global headwinds: Africa's trade landscape and growth opportunities," BIS Bulletins 109, Bank for International Settlements.