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Geldanlagemotive von Student*innen der IU Internationale Hochschule in Zeiten der Krise

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  • Pitters, Julia
  • Weber, Susanne Theresia

Abstract

The IU Compass Project titled "Geldanlagemotive von Student*innen der IU Internationale Hochschule in Zeiten der Krise" investigates the driving forces behind the financial decision-making and personal investment behaviors of students at IU Internationale Hochschule. This research addresses both tangible and intangible factors influencing the decision to invest in personal development, such as the pursuit of higher education. Students' investment preferences are shaped by a combination of personal attributes and current developments in the financial markets and geopolitics. A central aspect of this study is the examination of the financial literacy of aspiring academics. Key questions addressed include students' risk assessments of various investment forms, the perceived threat of crises like the Ukraine war and inflation, and the role of demographic factors in financial decisions. The results indicate significant gender differences in risk attitudes and a strong need for improved financial competence. The study aims to provide fundamental insights into the relevance of financial education for IU students and advocates for curricular enhancements to support informed financial decision-making processes.

Suggested Citation

  • Pitters, Julia & Weber, Susanne Theresia, 2025. "Geldanlagemotive von Student*innen der IU Internationale Hochschule in Zeiten der Krise," IU Discussion Papers - Business & Management 1 (Januar 2025), IU International University of Applied Sciences.
    • Handle: RePEc:zbw:iubhbm:308798
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    References listed on IDEAS

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    1. Caterina Forti Grazzini & Chi Hyun Kim, 2019. "Die Geldpolitik kann das Investitionsverhalten von Frauen und Männern unterschiedlich beeinflussen," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, vol. 86(39), pages 725-731.
    2. Robert Faff & Terrence Hallahan & Michael McKenzie, 2011. "Women and risk tolerance in an aging world," International Journal of Accounting & Information Management, Emerald Group Publishing Limited, vol. 19(2), pages 100-117, June.
    3. Seitz, Franz & Rösl, Gerhard, 2022. "On the Stabilizing Role of Cash for Societies," MPRA Paper 113784, University Library of Munich, Germany.
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    5. Raquel Fonseca & Kathleen J. Mullen & Gema Zamarro & Julie Zissimopoulos, 2012. "What Explains the Gender Gap in Financial Literacy? The Role of Household Decision Making," Journal of Consumer Affairs, Wiley Blackwell, vol. 46(1), pages 90-106, March.
    6. Cueva, Carlos & Iturbe-Ormaetxe, Iñigo & Ponti, Giovanni & Tomás, Josefa, 2019. "Boys will still be boys: Gender differences in trading activity are not due to differences in (over)confidence," Journal of Economic Behavior & Organization, Elsevier, vol. 160(C), pages 100-120.
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    Keywords

    Generation Z; Financial behavior; Wealth accumulation; Investment; Students; Financial education;
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