IDEAS home Printed from https://ideas.repec.org/p/zbw/iubhbm/308798.html

Geldanlagemotive von Student*innen der IU Internationale Hochschule in Zeiten der Krise

Author

Listed:
  • Pitters, Julia
  • Weber, Susanne Theresia

Abstract

The IU Compass Project titled "Geldanlagemotive von Student*innen der IU Internationale Hochschule in Zeiten der Krise" investigates the driving forces behind the financial decision-making and personal investment behaviors of students at IU Internationale Hochschule. This research addresses both tangible and intangible factors influencing the decision to invest in personal development, such as the pursuit of higher education. Students' investment preferences are shaped by a combination of personal attributes and current developments in the financial markets and geopolitics. A central aspect of this study is the examination of the financial literacy of aspiring academics. Key questions addressed include students' risk assessments of various investment forms, the perceived threat of crises like the Ukraine war and inflation, and the role of demographic factors in financial decisions. The results indicate significant gender differences in risk attitudes and a strong need for improved financial competence. The study aims to provide fundamental insights into the relevance of financial education for IU students and advocates for curricular enhancements to support informed financial decision-making processes.

Suggested Citation

  • Pitters, Julia & Weber, Susanne Theresia, 2025. "Geldanlagemotive von Student*innen der IU Internationale Hochschule in Zeiten der Krise," IU Discussion Papers - Business & Management 1 (Januar 2025), IU International University of Applied Sciences.
  • Handle: RePEc:zbw:iubhbm:308798
    as

    Download full text from publisher

    File URL: https://www.econstor.eu/bitstream/10419/308798/1/1914100387.pdf
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Caterina Forti Grazzini & Chi Hyun Kim, 2019. "Die Geldpolitik kann das Investitionsverhalten von Frauen und Männern unterschiedlich beeinflussen," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, vol. 86(39), pages 725-731.
    2. Robert Faff & Terrence Hallahan & Michael McKenzie, 2011. "Women and risk tolerance in an aging world," International Journal of Accounting & Information Management, Emerald Group Publishing Limited, vol. 19(2), pages 100-117, June.
    3. Seitz, Franz & Rösl, Gerhard, 2022. "On the Stabilizing Role of Cash for Societies," MPRA Paper 113784, University Library of Munich, Germany.
    4. Conlin, Andrew & Kyröläinen, Petri & Kaakinen, Marika & Järvelin, Marjo-Riitta & Perttunen, Jukka & Svento, Rauli, 2015. "Personality traits and stock market participation," Journal of Empirical Finance, Elsevier, vol. 33(C), pages 34-50.
    5. Brad M. Barber & Terrance Odean, 2001. "Boys will be Boys: Gender, Overconfidence, and Common Stock Investment," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 116(1), pages 261-292.
    6. Raquel Fonseca & Kathleen J. Mullen & Gema Zamarro & Julie Zissimopoulos, 2012. "What Explains the Gender Gap in Financial Literacy? The Role of Household Decision Making," Journal of Consumer Affairs, Wiley Blackwell, vol. 46(1), pages 90-106, March.
    7. Cueva, Carlos & Iturbe-Ormaetxe, Iñigo & Ponti, Giovanni & Tomás, Josefa, 2019. "Boys will still be boys: Gender differences in trading activity are not due to differences in (over)confidence," Journal of Economic Behavior & Organization, Elsevier, vol. 160(C), pages 100-120.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Tilahun Emiru & Anna Hoffman, 2026. "Financial Literacy and Portfolio Decisions," Atlantic Economic Journal, Springer;International Atlantic Economic Society, vol. 54(1), pages 75-92, March.
    2. Broihanne, Marie-Hélène & Orkut, Hava, 2026. "Financial risk tolerance within couples of retail bank clients," International Review of Economics & Finance, Elsevier, vol. 105(C).
    3. Firth, Chris & Stewart, Neil & Antoniou, Constantinos & Leake, David, 2023. "The effects of personality and IQ on portfolio outcomes," Finance Research Letters, Elsevier, vol. 51(C).
    4. Dylla, Carolin & Ries, Dorothea & Schütt, Karolina, 2024. "Is there no women in investment?," IPE Working Papers 236/2024, Berlin School of Economics and Law, Institute for International Political Economy (IPE).
    5. Bello, Piera, 2023. "Gender-based price discrimination in the annuity market: Evidence from Chile," European Economic Review, Elsevier, vol. 151(C).
    6. Blake, David & Duffield, Mel & Tonks, Ian & Haig, Alistair & Blower, Dean & MacPhee, Laura, 2022. "Smart defaults: Determining the number of default funds in a pension scheme," The British Accounting Review, Elsevier, vol. 54(4).
    7. Bahovec Vlasta & Barbić Dajana & Palić Irena, 2017. "The Regression Analysis of Individual Financial Performance: Evidence from Croatia," Business Systems Research, Paradigm, vol. 8(2), pages 1-13, September.
    8. Wang, Qi & Xiong, Xiong & Yang, Zhuoyi & An, Yahui & Feng, Xu, 2024. "Attention of women's liberation and investor herding behavior," International Review of Economics & Finance, Elsevier, vol. 93(PB), pages 520-544.
    9. Bannier, Christina E. & Neubert, Milena, 2016. "Actual and perceived financial sophistication and wealth accumulation: The role of education and gender," CFS Working Paper Series 528, Center for Financial Studies (CFS).
    10. Gangadharan, Lata & Rabanal, Jean Paul & Riyanto, Eko & Rud, Olga & Ødegaard, Bernt Arne, 2025. "Gender and Risky Investment: Do Markets Reflect or Alleviate Gender Stereotypes in Leadership?," UiS Working Papers in Economics and Finance 2025/2, University of Stavanger.
    11. Song, Yang & Wu, Weixing & Zhou, Guangsu, 2020. "Inequality of opportunity and household risky asset investment: Evidence from panel data in China," China Economic Review, Elsevier, vol. 63(C).
    12. Nathan Blascak & Anna Tranfaglia, 2021. "Decomposing Gender Differences in Bankcard Credit Limits," Working Papers 21-35, Federal Reserve Bank of Philadelphia.
    13. Elizabeth Ooi, 2020. "Give mind to the gap: Measuring gender differences in financial knowledge," Journal of Consumer Affairs, Wiley Blackwell, vol. 54(3), pages 931-950, September.
    14. Nolan, Anne & Whelan, Adele & McGuinness, Seamus & Maitre, Bertrand, 2019. "Gender, pensions and income in retirement," Research Series, Economic and Social Research Institute (ESRI), number RS87.
    15. Raquel Fonseca & Simon Lord, 2020. "Canadian Gender Gap in Financial Literacy: Confidence Matters," Hacienda Pública Española / Review of Public Economics, IEF, vol. 235(4), pages 153-182, December.
    16. Li Jia & Wenjing Lei & Gerrit Antonides, 2025. "Women’s Bargaining Power and Household Stock Investment," Journal of Family and Economic Issues, Springer, vol. 46(4), pages 1117-1133, December.
    17. Boggio, Cecilia & Coda Moscarola, Flavia & Gallice, Andrea, 2020. "What is good for the goose is good for the gander?," Economics of Education Review, Elsevier, vol. 75(C).
    18. Nathan Blascak & Anna Tranfaglia, 2021. "Decomposing Gender Differences in Bankcard Credit Limits: Evidence from Sole Mortgage Applicants," Finance and Economics Discussion Series 2021-072r1, Board of Governors of the Federal Reserve System (U.S.), revised 23 Feb 2026.
    19. Şenol, Doğaç & Onay, Ceylan, 2023. "Impact of gamification on mitigating behavioral biases of investors," Journal of Behavioral and Experimental Finance, Elsevier, vol. 37(C).
    20. Tinghög, Gustav & Ahmed, Ali & Barrafrem, Kinga & Lind, Thérèse & Skagerlund, Kenny & Västfjäll, Daniel, 2021. "Gender differences in financial literacy: The role of stereotype threat," Journal of Economic Behavior & Organization, Elsevier, vol. 192(C), pages 405-416.

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:zbw:iubhbm:308798. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: ZBW - Leibniz Information Centre for Economics (email available below). General contact details of provider: https://www.iu.de/forschung/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.