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Savings Mobilization Role Of Nigerian Commercial Banks:An Analytical Policy Study

Author

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  • GODWIN CHUKWUDUM NWAOBI

    (QUANTITATIVE ECONOMIC RESEARCH BUREAU)

Abstract

CAPITAL ACCUMULATION HAS BEEN EMPHASISED AS THE MAJOR FACTOR GOVERING THE RATE OF DEVELOPMENT. THIS STUDY THEREFORE AIMS EXPLORING IN THE LIGHT OF PAST TRENDS, THE ROLE AND SCOPE OF COMMERCIAL BANKS AS FINANCIAL INTERMEDIARIES IN MOBILIZING DOMESTIC SAVINGS FOR DEVELOPMENT AND THE CONSTRAINTS IN THE EFFICIENT PERFORMANCE OF THIS ROLE. EMPIRICAL EVIDENCE FROM NIGERIA IMPLIES THAT SAVING IS AN INSTITUTION ELASTIC AND THE EXISTENCE OF FINACIAL INSTITUTIONS MAY PROMOTE HIGH MARGINAL PROPENSITIES TO SAVE.

Suggested Citation

  • Godwin Chukwudum Nwaobi, 2003. "Savings Mobilization Role Of Nigerian Commercial Banks:An Analytical Policy Study," Finance 0307011, EconWPA.
  • Handle: RePEc:wpa:wuwpfi:0307011
    Note: Type of Document - MICROSOFT WORD; prepared on IBM PC ; to print on HP; pages: 36; figures: NONE. We never published this piece and now we would like to reduce our mailing and xerox cost by posting it.
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    File URL: http://econwpa.repec.org/eps/fin/papers/0307/0307011.pdf
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    References listed on IDEAS

    as
    1. Adams, Nassau A, 1971. "Dependency Rates and Savings Rates: Comment," American Economic Review, American Economic Association, vol. 61(3), pages 472-475, June.
    2. N. Kaldor, 1971. "A Comment," Review of Economic Studies, Oxford University Press, vol. 38(1), pages 45-46.
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    More about this item

    Keywords

    SAVINGS; FINANCIAL MARKET; COMMERCIAL BANKS; INFORMAL SECTOR; CAPITAL MARKET; INTEREST RATES; NIGERIA ECONOMY; MOBILIZATION;

    JEL classification:

    • D10 - Microeconomics - - Household Behavior - - - General
    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • E44 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Financial Markets and the Macroeconomy
    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • H31 - Public Economics - - Fiscal Policies and Behavior of Economic Agents - - - Household
    • N20 - Economic History - - Financial Markets and Institutions - - - General, International, or Comparative

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