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Micro credit and women's agency: a comparative perspective across socio-religious communities in West Bengal, India

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  • Kundu, AMIT

Abstract

The paper explores the impact of a government sponsored microcredit program in India on women's decision-making agency across different socio-religious communities. The paper shows that women's participation in the Swarnajayanti Gram Swarojgar Yojona (SGSY) has resulted in varied patterns of decision-making across socio-religious communities (SRC) in four areas chosen for inquiry: (a) Money Management, (b) Food item (c) Use of borrowed money and (d) Kinship and family matters. The likelihood of taking ‘female only’ decision than that of ‘male only’ decision has increased among participating households irrespective of caste and creed compared to control group. Men control decisions in money management in both treatment and control households. In other three spheres women of participating households have a greater say compared to control group.

Suggested Citation

  • Kundu, AMIT, 2011. "Micro credit and women's agency: a comparative perspective across socio-religious communities in West Bengal, India," MPRA Paper 39632, University Library of Munich, Germany, revised 06 Oct 2011.
  • Handle: RePEc:pra:mprapa:39632
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    File URL: https://mpra.ub.uni-muenchen.de/39632/1/MPRA_paper_39632.pdf
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    References listed on IDEAS

    as
    1. John Bound & David A. Jaeger & Regina Baker, 1993. "The Cure Can Be Worse than the Disease: A Cautionary Tale Regarding Instrumental Variables," NBER Technical Working Papers 0137, National Bureau of Economic Research, Inc.
    2. Beatriz Armendáriz de Aghion & Jonathan Morduch, 2000. "Microfinance Beyond Group Lending," The Economics of Transition, The European Bank for Reconstruction and Development, vol. 8(2), pages 401-420, July.
    3. Bina Agarwal, 1997. "''Bargaining'' and Gender Relations: Within and Beyond the Household," Feminist Economics, Taylor & Francis Journals, vol. 3(1), pages 1-51.
    4. Erica Field & Seema Jayachandran & Rohini Pande, 2010. "Do Traditional Institutions Constrain Female Entrepreneurship? A Field Experiment on Business Training in India," American Economic Review, American Economic Association, vol. 100(2), pages 125-129, May.
    Full references (including those not matched with items on IDEAS)

    More about this item

    Keywords

    Micro Credit; SGSY; Women’s Participation; Gender Roles; Decision Making Agency; Multinomial Logit Model;

    JEL classification:

    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination

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