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Pins in the shoes of microfinance

Author

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  • Badruddoza, S.

Abstract

This note critically discusses the possible endogenous problems that microfinance sector in Bangladesh should seriously take into account. It also draws possible explanations and/or consequences of these factors. The broad understanding is that the sector should emphasize credit plus programs, skill development of borrowers, strong monitoring, product diversification, microenterprise for graduated members and micro-insurance to withstand shocks. For extreme poor, safety-net programs are better option than microfinance.

Suggested Citation

  • Badruddoza, S., 2012. "Pins in the shoes of microfinance," MPRA Paper 37944, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:37944
    as

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    References listed on IDEAS

    as
    1. Shahidur R. Khandker & Baqui Khalily & Hussain Samad, 2010. "Vulnerability to Seasonal Hunger and Its Mitigation in Northwest Bangladesh," Working Papers 4, Institute of Microfinance (InM).
    2. M. M. Pitt & S. R. Khandker, 2002. "Credit Programmes for the Poor and Seasonality in Rural Bangladesh," Journal of Development Studies, Taylor & Francis Journals, vol. 39(2), pages 1-24.
    3. Shahidur R. Khandker & M. A. Baqui Khalily & Hussain A. Samad, 2012. "Seasonal Hunger and Its Mitigation in North-West Bangladesh," Journal of Development Studies, Taylor & Francis Journals, vol. 48(12), pages 1750-1764, December.
    4. Shahidur R. Khandker, 2000. "Savings, Informal Borrowing, and Microfinance," Bangladesh Development Studies, Bangladesh Institute of Development Studies (BIDS), vol. 26(2-3), pages 49-78.
    5. repec:pri:rpdevs:morduch_microfinance_poor is not listed on IDEAS
    6. David Roodman & Jonathan Morduch, 2014. "The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence," Journal of Development Studies, Taylor & Francis Journals, vol. 50(4), pages 583-604, April.
    7. Jonathan Morduch, 1998. "Does Microfinance Really Help the Poor? New Evidence from Flagship Programs in Bangladesh," Working Papers 198, Princeton University, Woodrow Wilson School of Public and International Affairs, Research Program in Development Studies..
    8. Syed M. Ahsan, 2010. "Microinsurance, Poverty & Vulnerability: A Concept Paper," Working Papers 1, Institute of Microfinance (InM).
    9. Mark M. Pitt & Shahidur R. Khandker, 1998. "The Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?," Journal of Political Economy, University of Chicago Press, vol. 106(5), pages 958-996, October.
    10. Schuler, Sidney Ruth & Hashemi, Syed Mesbahuddin & Riley, Ann P., 1997. "The influence of women's changing roles and status in Bangladesh's fertility transition: Evidence from a study of credit programs and contraceptive use," World Development, Elsevier, vol. 25(4), pages 563-575, January.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

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    JEL classification:

    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • R51 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Finance in Urban and Rural Economies
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance

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