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Un impulso al mercado de rentas vitalicias en España
[Promoting the annuities market in Spain]

Author

Listed:
  • Ferro, Gustavo

Abstract

This paper is aimed to answer a set of questions through an examination of the literature and empirical evidence on annuities. Every section of the paper try to address one specific question, naming: How important is the ageing problem in the world? How is social security being replaced or complemented by savings? What financial products provide financial safety for the elderly? Why the annuities market is so thin? Why the annuities market only develop when there is a mandate to annuitisize? How is Spanish annuity market organized? What regulatory issues are to be develop in order to expand the instrument? What reforms can be instrumented in Spain to expand the market?

Suggested Citation

  • Ferro, Gustavo, 2008. "Un impulso al mercado de rentas vitalicias en España [Promoting the annuities market in Spain]," MPRA Paper 20211, University Library of Munich, Germany, revised Jul 2008.
    • Handle: RePEc:pra:mprapa:20211
    as

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    References listed on IDEAS

    as
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    More about this item

    Keywords

    annuities; aging; Spain; social security; insurance;
    All these keywords.

    JEL classification:

    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors

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