Households over-indebtedness in the economic literature
Over-indebtedness is a multi-faced phenomenon with social, economic, legal and political aspects. In our study we present an analysis of the literature on over-indebtedness. In particular, we look at all surveys which refer to over-indebtedness or financial difficulties of households with the aim to develop our knowledge about the nature and causes of over-indebtedness and to provide an answer to the research question: “who is likely to be over-indebted and what are the main variables that explain this risk”. Most of these studies are related to EU countries and have been published in the last decade.
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References listed on IDEAS
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- Luisa Farinha, 2004. "Households’ debt Burden: An Analysis Based on Microeconomic Data," Economic Bulletin and Financial Stability Report Articles, Banco de Portugal, Economics and Research Department.
- Ana del Río & Garry Young, 2005.
"The impact of unsecured debt on financial distress among British households,"
0512, Banco de España;Working Papers Homepage.
- Ana Del-Río & Garry Young, 2005. "The impact of unsecured debt on financial distress among British households," Bank of England working papers 262, Bank of England.
- Sarah Bridges & Richard Disney, 2004. "Use of credit and arrears on debt among low-income families in the United Kingdom," Fiscal Studies, Institute for Fiscal Studies, vol. 25(1), pages 1-25, March.
- Scott Fay & Erik Hurst & Michelle J. White, 2002. "The Household Bankruptcy Decision," American Economic Review, American Economic Association, vol. 92(3), pages 706-718, June.
- Thomas B. Astebro & G. Chen, 2001. "The Economic Value of Reject Inference in Credit Scoring," Post-Print hal-00654597, HAL.
- Rinaldi, Laura & Sanchis-Arellano, Alicia, 2006. "Household debt sustainability: what explains household non-performing loans? An empirical analysis," Working Paper Series 570, European Central Bank.
- Charles Grant & Mario Padula, 2006. "Informal Credit Markets, Judicial Costs and Consumer Credit: Evidence from Firm Level Data," CSEF Working Papers 155, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy. Full references (including those not matched with items on IDEAS)