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Home Bitter Home? Gender, Living Arrangements, and the Exclusion from Home-Ownership among Older Europeans

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Abstract

Home-ownership is the most important asset among the elderly in Europe, but in this domain very little is known about gender differences. This paper aims at exploring the link between gender, living arrangements, monetary poverty and home tenure among older Europeans, in order to identify the profiles of the elderly at a higher risk of being excluded from home-ownership. The analysis is based on the fourth wave of SHARE, and includes a sub-sample of about 56,000 individuals aged 50 or over, living in 16 European countries: Austria, Belgium, Czech Republic, Estonia, France, Germany, Hungary, Italy, the Netherlands, Poland, Portugal, Slovenia, Spain, Sweden, and Switzerland. Our findings show that women are generally more likely to be excluded from homeownership than men. However, a closer look suggests that the gender gap in home ownership is essentially generated by compositional differences between men and women, with the most relevant factor being the type of living arrangement.

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  • Daniele Vignoli & Maria Letizia Tanturri & Francesco Acciai, 2014. "Home Bitter Home? Gender, Living Arrangements, and the Exclusion from Home-Ownership among Older Europeans," Econometrics Working Papers Archive 2014_05, Universita' degli Studi di Firenze, Dipartimento di Statistica, Informatica, Applicazioni "G. Parenti".
  • Handle: RePEc:fir:econom:wp2014_05
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    File URL: http://local.disia.unifi.it/wp_disia/2014/wp_disia_2014_05.pdf
    File Function: First version, 2014-03
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    References listed on IDEAS

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    1. Daniele Vignoli & Elena Pirani & Silvana Salvini, 2014. "Family Constellations and Life Satisfaction in Europe," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 117(3), pages 967-986, July.
    2. Daniele Vignoli & Gustavo Santis, 2010. "Individual and Contextual Correlates of Economic Difficulties in Old Age in Europe," Population Research and Policy Review, Springer;Southern Demographic Association (SDA), vol. 29(4), pages 481-501, August.
    3. Carmen Diana Deere & Cheryl Doss, 2006. "The Gender Asset Gap: What Do We Know And Why Does It Matter?," Feminist Economics, Taylor & Francis Journals, vol. 12(1-2), pages 1-50.
    4. Viola Angelini & Agar Brugiavini & Guglielmo Weber, 2014. "The dynamics of homeownership among the 50+ in Europe," Journal of Population Economics, Springer;European Society for Population Economics, vol. 27(3), pages 797-823, July.
    5. Dimitrios Christelis & Tullio Jappelli & Mario Padula, 2005. "Wealth and Portfolio Composition," CSEF Working Papers 132, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
    6. Viola Angelini & Agar Brugiavini & Guglielmo Weber, 2009. "Ageing and unused capacity in Europe: is there an early retirement trap?," Economic Policy, CEPR;CES;MSH, vol. 24, pages 463-508, July.
    7. Janet C. Gornick & Eva Sierminska & Timothy M. Smeeding, 2009. "The Income and Wealth Packages of Older Women in Cross-National Perspective," Journals of Gerontology: Series B, Gerontological Society of America, vol. 64(3), pages 402-414.
    8. Sedo, Stanley A. & Kossoudji, Sherrie, 2004. "Rooms of One’s Own: Gender, Race and Home Ownership as Wealth Accumulation in the United States," IZA Discussion Papers 1397, Institute for the Study of Labor (IZA).
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    Keywords

    Home tenure; older Europeans; gender; living arrangement; poverty;

    JEL classification:

    • J10 - Labor and Demographic Economics - - Demographic Economics - - - General
    • J12 - Labor and Demographic Economics - - Demographic Economics - - - Marriage; Marital Dissolution; Family Structure

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