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Is the belgian Youth Ready for the Reformed Pension System ?

Listed author(s):
  • Sidney De Cecco
  • Antonio Estache

The paper analyses levels of financial literacy among university students in a Belgian University and links them to their retirement savings preferences in a context in which a reform of the pension system has increased the importance of making individual retirement savings decisions at an early age. The core information is generated through a survey questionnaire including a small scenario, a financial literacy evaluation and questions on savings preferences. It is then processed through a logit model. The results show that financial literacy is relatively high in our sample of university students. However, differences between demographic groups matter to financial literacy and savings decisions.

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File URL: https://dipot.ulb.ac.be/dspace/bitstream/2013/207640/3/2015-28-DECECCO_ESTACHE-isthebelgian.pdf
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Paper provided by ULB -- Universite Libre de Bruxelles in its series Working Papers ECARES with number ECARES 2015-28.

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Length: 27 p.
Date of creation: Jul 2015
Publication status: Published by:
Handle: RePEc:eca:wpaper:2013/207640
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Web page: http://difusion.ulb.ac.be

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  1. Duflo, Esther & Saez, Emmanuel, 2002. "Participation and investment decisions in a retirement plan: the influence of colleagues' choices," Journal of Public Economics, Elsevier, vol. 85(1), pages 121-148, July.
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