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Facteurs Microeconomiques du Deficit de Financement des PME au Cameroun

Author

Listed:
  • Christian Lambert Nguena

    (Association of African Young Economists)

  • Roger Tsafack Nanfosso

    (Economic Policy Management Program)

Abstract

La présente étude a pour but d’effectuer une évaluation économétrique des facteurs microéconomiques responsables du problème de financement externe des PME au Cameroun. A l’aide d’un modèle logit multinomial l’on a estimé la variable «Principale source de financement» sur la base des données d’enquête auprès des acteurs du financement portant sur un échantillon de 413 PME du Cameroun. Les résultats montrent que le déficit de financement externe est expliqué par l’absence d’information comptable, le statut juridique Société à Responsabilité Limité (SARL) et Société Anonyme (SA), l’appartenance au secteur industriel, le faible effectif d’employé, le taux d’intérêt élevé et les demandes de crédit à long terme. Ces deux dernières causes étant renforcées par la toute dernière crise financière. Ces résultats conduisent à interpeller Les différents acteurs sur les décisions à prendre en fonction de leur niveau de responsabilité dans ces éléments de frein au financement des PME.

Suggested Citation

  • Christian Lambert Nguena & Roger Tsafack Nanfosso, 2013. "Facteurs Microeconomiques du Deficit de Financement des PME au Cameroun," AAYE Policy Research Working Paper Series 13_004, Association of African Young Economists, revised Nov 2013.
    • Handle: RePEc:aay:wpaper:13_004
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    References listed on IDEAS

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    Keywords

    PME; Etablissement financier; Financement externe; Deficit de financement; Econometrie des variables qualitatives;
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