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Facteurs Microéconomiques du Déficit de Financement des PME au Cameroun

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  • Christian Lambert Nguena et Roger Tsafack Nanfosso

Abstract

La présente étude a pour but d'effectuer une évaluation économétrique des facteurs microéconomiques responsables du problème de financement externe des PME au Cameroun. A l'aide d'un modèle logit multinomial l'on a estimé la variable «Principale source de financement» sur la base des données d'enquête auprès des acteurs du financement portant sur un échantillon de 413 PME du Cameroun. Les résultats montrent que le déficit de financement externe est expliqué par l'absence d'information comptable, le statut juridique Société à Responsabilité Limité (SARL) et Société Anonyme (SA), l'appartenance au secteur industriel, le faible effectif d'employé, le taux d'intérêt élevé et les demandes de crédit à long terme. Ces deux dernières causes étant renforcées par la toute dernière crise financière. Ces résultats conduisent à interpeller Les différents acteurs sur les décisions à prendre en fonction de leur niveau de responsabilité dans ces éléments de frein au financement des PME.

Suggested Citation

  • Christian Lambert Nguena et Roger Tsafack Nanfosso, 2014. "Facteurs Microéconomiques du Déficit de Financement des PME au Cameroun," African Development Review, African Development Bank, vol. 26(2), pages 372-383, June.
    • Handle: RePEc:bla:afrdev:v:26:y:2014:i:2:p:372-383
    DOI: 10.1111/1467-8268.12098
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    2. Simplice A. Asongu & Christian L. Nguena, 2014. "Equitable and Sustainable Development of Foreign Land Acquisitions: what have we learnt on policy syndromes and implications?," Research Africa Network Working Papers 14/001, Research Africa Network (RAN).
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    5. Simplice Asongu & Christian Nguena, 2014. "Equitable and Sustainable Development of Foreign Land Acquisitions: Lessons, Policies and Implications," Working Papers of the African Governance and Development Institute. 14/038, African Governance and Development Institute..
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    7. Diallo, Boubacar & Thiongane, Mamaye, 2018. "Accès au Crédit Bancaire des Petites et Moyennes Entreprises au Sénégal [Access to Bank Credit for Small and Medium-sized Enterprises in Senegal]," MPRA Paper 89378, University Library of Munich, Germany, revised 01 Oct 2018.
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    9. André Dumas Tsambou & Christian Zamo Akono & Ludwick Ndokang Esone & Roger Tsafack Nanfosso, 2017. "Financement Bancaire des Petites et Moyennes Entreprises au Cameroun," African Development Review, African Development Bank, vol. 29(4), pages 648-659, December.

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