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Facteurs Microéconomiques du Déficit de Financement des PME au Cameroun

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  • Christian Lambert Nguena et Roger Tsafack Nanfosso

Abstract

type="main" xml:lang="fr"> La présente étude a pour but d'effectuer une évaluation économétrique des facteurs microéconomiques responsables du problème de financement externe des PME au Cameroun. A l'aide d'un modèle logit multinomial l'on a estimé la variable «Principale source de financement» sur la base des données d'enquête auprès des acteurs du financement portant sur un échantillon de 413 PME du Cameroun. Les résultats montrent que le déficit de financement externe est expliqué par l'absence d'information comptable, le statut juridique Société à Responsabilité Limité (SARL) et Société Anonyme (SA), l'appartenance au secteur industriel, le faible effectif d'employé, le taux d'intérêt élevé et les demandes de crédit à long terme. Ces deux dernières causes étant renforcées par la toute dernière crise financière. Ces résultats conduisent à interpeller Les différents acteurs sur les décisions à prendre en fonction de leur niveau de responsabilité dans ces éléments de frein au financement des PME.

Suggested Citation

  • Christian Lambert Nguena et Roger Tsafack Nanfosso, 2014. "Facteurs Microéconomiques du Déficit de Financement des PME au Cameroun," African Development Review, African Development Bank, vol. 26(2), pages 372-383, June.
  • Handle: RePEc:bla:afrdev:v:26:y:2014:i:2:p:372-383
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    1. repec:ibn:ijefaa:v:10:y:2018:i:5:p:231-241 is not listed on IDEAS
    2. Asongu, Simplice & Nguena, Christian, 2014. "Equitable and Sustainable Development of Foreign Land Acquisitions: what have we learnt on policy syndromes and implications?," MPRA Paper 56808, University Library of Munich, Germany.
    3. NGUENA Christian-Lambert, 2014. "External Debt Origin, Capital Flight and Poverty Reduction in the Franc Zone: Does the Economic Consequences of Sino-African Relationship matter?," Working Papers of the African Governance and Development Institute. 14/016, African Governance and Development Institute..
    4. Simplice Anutechia Asongu & Christian Lambert Nguena, 2014. "Equitable and sustainable development of foreign land acquisitions: Lessons, Policies and Implications," AAYE Policy Research Working Paper Series 14_013, Association of African Young Economists, revised Aug 2014.
    5. DOMBOU T., Dany R., 2017. "Liberté économique et entrepreneuriat en ASS : une approche par le genre
      [Economic freedom and entrepreneurship in SSA: a gender approach]
      ," MPRA Paper 80242, University Library of Munich, Germany.
    6. Diallo, Boubacar & Thiongane, Mamaye, 2018. "Accès au Crédit Bancaire des Petites et Moyennes Entreprises au Sénégal
      [Access to Bank Credit for Small and Medium-sized Enterprises in Senegal]
      ," MPRA Paper 89378, University Library of Munich, Germany, revised 01 Oct 2018.
    7. Kede Ndouna, Faustine & Tsafack Nanfosso, Roger, 2017. "Microeconomics Foundations of Entrepreneurial Performance in the Informal Sector: A Case Study of Cameroon," MPRA Paper 88665, University Library of Munich, Germany, revised 05 Oct 2018.
    8. repec:bla:afrdev:v:29:y:2017:i:4:p:648-659 is not listed on IDEAS

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