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Microfinance and Disability: A review of the literature and recommendations for practitioners and policy makers

In: Disability and Equity at Work

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  • Beisland, Leif Atle
  • Mersland, Roy

Abstract

Persons with disabilities living in low- and middle-income countries often struggle to obtain a job. Most of them turn to self-employment, so access to capital is thus a necessary ingredient for success. Nevertheless, it is generally observed that persons with disabilities have low access to microfinance services. The purpose of this chapter is to focus on how the use of microfinance schemes by persons with disabilities relates to, and possibly improves, employment rates and economic activities. The chapter aims at describing existing knowledge, lessons learned, limitations, challenges, and future potential. The authors combine the presented research with subjective judgment based on several years of experience from both academic microfinance research and practical microfinance work in the field to suggest future applications of microfinance to increasing equity at work for persons with disabilities.

Suggested Citation

  • Beisland, Leif Atle & Mersland, Roy, 2014. "Microfinance and Disability: A review of the literature and recommendations for practitioners and policy makers," EconStor Open Access Book Chapters, in: Disability and Equity at Work, pages 172-194, ZBW - Leibniz Information Centre for Economics.
  • Handle: RePEc:zbw:eschap:323851
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    References listed on IDEAS

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    1. Leif Atle Beisland & Roy Mersland, 2012. "The use of microfinance services among economically active disabled people: Evidence from Uganda," Journal of International Development, John Wiley & Sons, Ltd., vol. 24, pages 69-83, January.
    2. Labie, Marc & Méon, Pierre-Guillaume & Mersland, Roy & Szafarz, Ariane, 2015. "Discrimination by microcredit officers: Theory and evidence on disability in Uganda," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 58, pages 44-55.
    3. Labie, Marc & Méon, Pierre-Guillaume & Mersland, Roy & Szafarz, Ariane, 2015. "Discrimination by microcredit officers: Theory and evidence on disability in Uganda," The Quarterly Review of Economics and Finance, Elsevier, vol. 58(C), pages 44-55.
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