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The use of microfinance services among economically active disabled people: Evidence from Uganda

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  • Beisland, Leif Atle
  • Mersland, Roy

Abstract

This study investigates the use of microfinance services among economically active disabled people in Uganda. The findings suggest that disabled people make more use of microfinance services than previously assumed. A total of 89 per cent of the survey's respondents state that they have used at least one type of microfinance service. Informal self‐help schemes are more easily accessed than formal institutional schemes, and disabled people access more savings than loans. The multivariate analysis shows that access to microfinance services is positively related to education level. In addition, deaf people generally have less access to microfinance than those in other disability categories.

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  • Beisland, Leif Atle & Mersland, Roy, 2012. "The use of microfinance services among economically active disabled people: Evidence from Uganda," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 24(S1), pages 1-197.
    • Handle: RePEc:zbw:espost:323963
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    References listed on IDEAS

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    1. Imran Matin & David Hulme & Stuart Rutherford, 2002. "Finance for the poor: from microcredit to microfinancial services," Journal of International Development, John Wiley & Sons, Ltd., vol. 14(2), pages 273-294.
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    1. Beisland, Leif Atle & Mersland, Roy, 2017. "Exploring Microfinance Clients with Disabilities: A Case Study of an Ecuadorian Microbank," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 53(11), pages 1929-1943.
    2. Labie, Marc & Méon, Pierre-Guillaume & Mersland, Roy & Szafarz, Ariane, 2015. "Discrimination by microcredit officers: Theory and evidence on disability in Uganda," The Quarterly Review of Economics and Finance, Elsevier, vol. 58(C), pages 44-55.
    3. Leif Atle Beisland & Roy Mersland & Stephen Zamore, 2016. "Motivations for Business Start‐up: Are There any Differences Between Disabled and Non‐disabled Microfinance Clients?," Journal of International Development, John Wiley & Sons, Ltd., vol. 28(1), pages 147-149, January.
    4. Beisland, Leif Atle & Mersland, Roy, 2014. "Staff characteristics and the exclusion of persons with disabilities: evidence from the microfinance industry in Uganda," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 29(7), pages 1061-1075.
    5. Ahmed Idi Kato, 2023. "Unlocking the Potential of Microfinance Solutions on Urban Woman Entrepreneurship Development in East Africa: A Bibliometric Analysis Perspective," Sustainability, MDPI, vol. 15(20), pages 1-22, October.
    6. Andrés Martínez-Medina & Sonia Morales-Calvo & Vicenta Rodríguez-Martín & Víctor Meseguer-Sánchez & Valentín Molina-Moreno, 2022. "Sixteen Years since the Convention on the Rights of Persons with Disabilities: What Have We Learned since Then?," IJERPH, MDPI, vol. 19(18), pages 1-21, September.
    7. Beisland, Leif Atle & Mersland, Roy, 2014. "Microfinance and Disability: A review of the literature and recommendations for practitioners and policy makers," EconStor Open Access Book Chapters, in: Disability and Equity at Work, pages 172-194, ZBW - Leibniz Information Centre for Economics.
    8. Nicola Banks & Dan Brockington & David Hulme & Mathilde Maitrot, 2019. "Interrogating Microfinance Performance Beyond Products, Clients and the Environment: Insights From the Work of BRAC in Tanzania," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 31(3), pages 339-363, July.
    9. Kara, Alper & Zhou, Haoyong & Zhou, Yifan, 2021. "Achieving the United Nations' sustainable development goals through financial inclusion: A systematic literature review of access to finance across the globe," International Review of Financial Analysis, Elsevier, vol. 77(C).
    10. Adnan Ali & Suresh Ramakrishnan & Faisal Faisal & Zahir Ullah, 2023. "Bibliometric analysis of global research trends on microfinance institutions and microfinance: Suggesting new research agendas," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 28(4), pages 3552-3573, October.
    11. Rafiatul Adlin Hj Mohd Ruslan & Christopher Gan & Baiding Hu & Nguyen Thi Thieu Quang, 2019. "Accessibility to Microcredit by Small- and Medium-Sized Enterprises in Malaysia," International Journal of Business and Economics, School of Management Development, Feng Chia University, Taichung, Taiwan, vol. 18(3), pages 287-305, December.

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