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Help, risk and deceit: microentrepreneurs talk about microfinance

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  • Robyn Eversole

    (Centre for Regional Development and Research, Edith Cowan University, Bunbury, Australia)

Abstract

Microenterprise lending has emerged as an important development strategy internationally. Its goal is to support micro and small businesses as motors for impoverished local economies and to build sustainable microfinance organizations to serve these businesses. This article explores the experiences of microentrepreneurs in Sucre, Bolivia to probe the relationships underlying the microenterprise lending process. This study illustrates how these ostensibly commercial transactions were grounded in complex assumptions about social development, external assistance and power. The article illustrates the divide between 'developers' and the 'developed' in their shared quest to 'help businesses grow', and concludes that building strong lending institutions does not automatically translate into broad-based benefits for microentrepreneurs or their businesses. Copyright © 2003 John Wiley & Sons, Ltd.

Suggested Citation

  • Robyn Eversole, 2003. "Help, risk and deceit: microentrepreneurs talk about microfinance," Journal of International Development, John Wiley & Sons, Ltd., vol. 15(2), pages 179-188.
    • Handle: RePEc:wly:jintdv:v:15:y:2003:i:2:p:179-188
    DOI: 10.1002/jid.972
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    References listed on IDEAS

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    1. repec:idb:brikps:79506 is not listed on IDEAS
    2. Hege Gulli, 1998. "Microfinance and Poverty: Questioning the Conventional Wisdom," IDB Publications (Books), Inter-American Development Bank, number 79506 edited by Nancy Morrison, February.
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    Cited by:

    1. Lucia Dalla Pellegrina & Giorgio Di Maio & Paolo Landoni & Emanuele Rusinà, 2021. "Money management and entrepreneurial training in microfinance: impact on beneficiaries and institutions," Economia Politica: Journal of Analytical and Institutional Economics, Springer;Fondazione Edison, vol. 38(3), pages 1049-1085, October.
    2. Francisco Diniz & Nelson Duarte, 2011. "Managers And Management On Industry And Construction Businesses In The Region Of Vale Do Sousa," ERSA conference papers ersa11p161, European Regional Science Association.
    3. Lucia Dalla Pellegrina & Giorgio, Di Maio & Paolo Landoni & Beatrice Rama, 2019. "Activating women cognitive abilities: Impact of a financial literacy pilot program in India," Working Papers 412, University of Milano-Bicocca, Department of Economics, revised May 2019.
    4. Nelson Duarte, 2013. "Entrepreneurship and Local Sustainability: Is There any Relation? A Case Study in the Region Vale do Sousa," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), vol. 0(4), pages 93-116.

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