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Microfinance, inclusion financière et inégalités de revenus dans l’UEMOA

Author

Listed:
  • Thomas CHUFFART

    (Université Paris Nanterre, EconomiX)

  • Marie-Line DUBOZ

    (Université de Franche-Comté, CRESE)

  • Paipet Corine ZOGBE

    (CERC Bourgogne Franche-Comté)

Abstract

En permettant l’accès au financement des plus démunis, la microfinance doit conduire à la réduction des inégalités de revenus entre les populations. Peu de recherches existent sur la relation entre l'échelle macro-économique de la microfinance et les inégalités de revenus pour les pays de l’UEMOA. La BCEAO fournit des indicateurs innovants d’inclusion financière comme les taux de pénétration démographique et géographique des services financiers. A partir de techniques de données de panel, sur des données an-nuelles, allant de 2006 à 2020, nos résultats suggèrent qu’une distribution plus équili-brée des points de services financiers, en lien avec la densité de la population, con-tribuerait à réduire les inégalités de revenus au sein de l’UEMOA. Ils mettent également en lumière l’importance du rôle joué sur ce plan par la diffusion de la monnaie électro-nique.

Suggested Citation

  • Thomas CHUFFART & Marie-Line DUBOZ & Paipet Corine ZOGBE, 2023. "Microfinance, inclusion financière et inégalités de revenus dans l’UEMOA," Region et Developpement, Region et Developpement, LEAD, Universite du Sud - Toulon Var, vol. 58, pages 103-121.
    • Handle: RePEc:tou:journl:v:58:y:2023:p:103-121
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    References listed on IDEAS

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    More about this item

    Keywords

    Microfinance; Inclusion financière; Inégalités de revenus; UEMOA;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O55 - Economic Development, Innovation, Technological Change, and Growth - - Economywide Country Studies - - - Africa

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