IDEAS home Printed from
MyIDEAS: Login to save this article or follow this journal

Competition and efficiency in the Spanish banking sector: the importance of specialization

  • Joaquin Maudos
  • Jose Pastor
  • Francisco Perez

This paper analyses the importance of productive specialization in explaining cost efficiency differences between banking companies. Taking as reference the Spanish banking sector during the period 1985-1996, the study shows that if cost efficiency measurements are corrected for the effect of different specialization by the estimation of separate frontiers for four different groups of competitors, the efficiency of companies improves. The behaviour of costs would thus be compatible with that of other competition indicators, reflecting the effects of a more competitive situation in the Spanish banking sector at present than at the start of the period considered.

If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

File URL:
Download Restriction: Access to full text is restricted to subscribers.

As the access to this document is restricted, you may want to look for a different version under "Related research" (further below) or search for a different version of it.

Article provided by Taylor & Francis Journals in its journal Applied Financial Economics.

Volume (Year): 12 (2002)
Issue (Month): 7 ()
Pages: 505-516

in new window

Handle: RePEc:taf:apfiec:v:12:y:2002:i:7:p:505-516
Contact details of provider: Web page:

Order Information: Web:

No references listed on IDEAS
You can help add them by filling out this form.

This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

When requesting a correction, please mention this item's handle: RePEc:taf:apfiec:v:12:y:2002:i:7:p:505-516. See general information about how to correct material in RePEc.

For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Michael McNulty)

If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

If references are entirely missing, you can add them using this form.

If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

Please note that corrections may take a couple of weeks to filter through the various RePEc services.

This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.