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Vers une mutation structurelle du système bancaire allemand ?

Author

Listed:
  • Andreas Hackethal
  • Reinhard H Schmidt

Abstract

[fre] Cet article tente de répondre à la question : y a-t-il eu des changements structurels dans le système bancaire allemand et y en aura-t-il dans le futur ? On ne peut répondre à ces questions qu’en tenant compte des spécificités de ce système et de sa dépendance vis-à-vis de l’architecture du système financier allemand. Cet article présente, tout d’abord, une brève comparaison internationale, mettant en lumière les particularités des banques allemandes. Puis, il analyse les développements clés dans le secteur bancaire allemand et les trois groupes de banques les plus importants lors des 30 dernières années, ainsi que les structures et performances courantes de ces 3 sous-secteurs. Les auteurs discutent ensuite des développements futurs compatibles avec la consolidation de l’industrie bancaire allemande. Ils concluent sur les probables évolutions de ce secteur dans le contexte du développement du secteur financier. . Classification JEL : G21, G34 [eng] Structural change in the German banking system ? . This paper tries to answer the questions : has there been structural change in the German banking system so far, and will there be structural change in the near future ? These questions can only be answered by taking into account the uniqueness of the German banking system and its dependence on the specific architecture of the German financial system. The article starts with a brief international comparison to highlight the peculiarities of banks in Germany. Then it takes a look at key developments in the German banking sector and the three most important groups of banks over the past thirty years and analyzes the current structure and performance of these three sub-sectors. The authors discuss after possible future developments with respect to a consolidation in the German banking industry. They conclude on likely developments in the banking sector into the larger context of financial sector development. . JEL classification : G21, G34

Suggested Citation

  • Andreas Hackethal & Reinhard H Schmidt, 2005. "Vers une mutation structurelle du système bancaire allemand ?," Revue d'Économie Financière, Programme National Persée, vol. 78(1), pages 125-169.
  • Handle: RePEc:prs:recofi:ecofi_0987-3368_2005_num_78_1_3943
    Note: DOI:10.3406/ecofi.2005.3943
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    File URL: https://www.persee.fr/doc/ecofi_0987-3368_2005_num_78_1_3943
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    References listed on IDEAS

    as
    1. Schmidt, Reinhard H. & Hackethal, Andreas & Tyrell, Marcel, 1999. "Disintermediation and the Role of Banks in Europe: An International Comparison," Journal of Financial Intermediation, Elsevier, vol. 8(1-2), pages 36-67, January.
    2. La Porta, Rafael & Florencio Lopez-de-Silanes & Andrei Shleifer & Robert W. Vishny, 1997. " Legal Determinants of External Finance," Journal of Finance, American Finance Association, vol. 52(3), pages 1131-1150, July.
    3. Schmidt, Reinhard H., 2003. "Corporate Governance in Germany: An Economic Perspective," CFS Working Paper Series 2003/36, Center for Financial Studies (CFS).
    4. Rafael La Porta & Florencio Lopez-De-Silanes & Andrei Shleifer, 2002. "Government Ownership of Banks," Journal of Finance, American Finance Association, vol. 57(1), pages 265-301, February.
    5. repec:hrv:faseco:30747188 is not listed on IDEAS
    6. Levine, Ross, 2002. "Bank-Based or Market-Based Financial Systems: Which Is Better?," Journal of Financial Intermediation, Elsevier, vol. 11(4), pages 398-428, October.
    7. Donges, Juergen B. & Eekhoff, Johann & Möschel, Wernhard & Neumann, Manfred J. M. & Sievert, Olaf, 2001. "Privatisierung von Landesbanken und Sparkassen," Kronberger Kreis-Studien 38, Stiftung Marktwirtschaft / The Market Economy Foundation, Berlin.
    8. repec:hrv:faseco:30728041 is not listed on IDEAS
    9. Reinhard H. Schmidt & Marcel Tyrell, 2004. "What Constitutes a Financial System in General and the German Financial System in Particular?," Working Paper Series: Finance and Accounting 111, Department of Finance, Goethe University Frankfurt am Main.
    10. Walter, Ingo, 2004. "Mergers and Acquisitions in Banking and Finance: What Works, What Fails, and Why?," OUP Catalogue, Oxford University Press, number 9780195159004.
    11. A. Hackethal & Reinhard H. Schmidt, 2004. "Financing Patterns: Measurement Concepts and Empirical Results," Working Paper Series: Finance and Accounting 125, Department of Finance, Goethe University Frankfurt am Main.
    Full references (including those not matched with items on IDEAS)

    More about this item

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G34 - Financial Economics - - Corporate Finance and Governance - - - Mergers; Acquisitions; Restructuring; Corporate Governance
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G34 - Financial Economics - - Corporate Finance and Governance - - - Mergers; Acquisitions; Restructuring; Corporate Governance

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