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Population aging and the probability of saving: a life cycle analysis of the Brazilian case [Envelhecimento populacional e probabilidade de poupar: uma análise do ciclo de vida do caso brasileiro]

Author

Listed:
  • Pedro Tonon Zuanazzi

    (SPGGRS)

  • Adelar Fochezatto

    (PUCRS)

Abstract

Este estudo analisa a poupança no ciclo de vida das pessoas no Brasil, refletindo sobre como a proporção de poupadores muda com o envelhecimento da população. Para tanto, utilizamos um modelo logit multinomial para comparar a probabilidade de poupança e não poupança para os indivíduos, de acordo com a idade, com base nos dados das Pesquisas de Orçamentos Familiares (POF) de 2002-2003 e 2008-2009. Os resultados confirmam uma maior incidência de poupadores entre os adultos de meia-idade e um maior percentual de não poupadores entre os idosos. No entanto, dada a estrutura etária da população brasileira, a mudança demográfica ainda deve resultar em um aumento líquido no número de poupadores nos próximos anos.

Suggested Citation

  • Pedro Tonon Zuanazzi & Adelar Fochezatto, 2020. "Population aging and the probability of saving: a life cycle analysis of the Brazilian case [Envelhecimento populacional e probabilidade de poupar: uma análise do ciclo de vida do caso brasileiro]," Nova Economia, Economics Department, Universidade Federal de Minas Gerais (Brazil), vol. 30(3), pages 951-968, September.
  • Handle: RePEc:nov:artigo:v:30:y:2020:i:3:p:951-968
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    References listed on IDEAS

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    More about this item

    Keywords

    Poupança; Ciclo de Vida; Brasil; Pesquisa de Orçamentos Familiares;
    All these keywords.

    JEL classification:

    • J10 - Labor and Demographic Economics - - Demographic Economics - - - General
    • J14 - Labor and Demographic Economics - - Demographic Economics - - - Economics of the Elderly; Economics of the Handicapped; Non-Labor Market Discrimination
    • G51 - Financial Economics - - Household Finance - - - Household Savings, Borrowing, Debt, and Wealth

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