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Gross Loan Flows

  • BEN R. CRAIG
  • JOSEPH G. HAUBRICH

We present a series of stylized facts about gross loan flows and how they vary over time, bank size, and region. We define loan creation as the sum of the change in bank loans at all banks that increased loans since last quarter. Loan destruction is similarly defined as the absolute value of the change in loans at all banks that decreased loans. The gross flow (akin to what the labor literature calls reallocation) is the sum of creation and destruction.

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File URL: http://hdl.handle.net/10.1111/jmcb.12007
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Article provided by Blackwell Publishing in its journal Journal of Money, Credit and Banking.

Volume (Year): 45 (2013)
Issue (Month): 2-3 (03)
Pages: 401-421

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Handle: RePEc:mcb:jmoncb:v:45:y:2013:i:2-3:p:401-421
Contact details of provider: Web page: http://www.blackwellpublishing.com/journal.asp?ref=0022-2879

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