IDEAS home Printed from https://ideas.repec.org/a/ksa/szemle/2200.html

Pénzügyi képességek és a mélyszegény, szegregált roma családok pénzügyi helyzete
[Financial capabilities and the financial situation of Roma families living in extreme poverty and spatial segregation]

Author

Listed:
  • Kosztopulosz, Andreász

  • Málovics, György

  • Méreiné Berki, Boglárka

Abstract

A pénzügyi inklúzióra a döntéshozók sokszor a társadalmi integráció eszközeként tekintenek, az inklúzió egyik fontos eszközének pedig a pénzügyi tudatosság fejlesztését tartják. E logika szerint a társadalom szegregált, stigmatizált, mélyszegény rétegeiben a pénzügyi tudatosság fejlesztésén keresztül (is) támogatható a pénzügyi inklúzió, és így végső soron az érintettek jólléte. Tanulmányunkban ezen logikai lánc érvényességét vizsgáljuk egy hosszú távú együttműködési folyamatra építve, félig strukturált egyéni mélyinterjúkra és kvalitatív jellegű megfigyeléseinkre alapozva. Következtetésünk, hogy a fenti logikai lánc (pénzügyi tudatosság fejlesztése ’ pénzügyi inklúzió ’ jóllét) a középosztály perspektíváját tükrözi, s mint ilyen, meglehetősen provincionális, lévén az érintett közösségekben számos olyan megélhetési stratégia van jelen, amely a pénzügyi tudatosság konvencionális megközelítésmódjával nem mérhető és értelmezhető. Így az érintettek társadalmi integrációjának tényleges elősegítése érdekében érdemesebb a pénzügyi képességek megközelítése által hangsúlyozott speciális, elsősorban a szegregációhoz, szegénységhez és stigmatizációhoz kapcsolódó társadalmi átváltási tényezőkre koncentrálni.

Suggested Citation

  • Kosztopulosz, Andreász & Málovics, György & Méreiné Berki, Boglárka, 2024. "Pénzügyi képességek és a mélyszegény, szegregált roma családok pénzügyi helyzete [Financial capabilities and the financial situation of Roma families living in extreme poverty and spatial segregation]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(7), pages 850-874.
    • Handle: RePEc:ksa:szemle:2200
    DOI: 10.18414/KSZ.2024.7-8.850
    as

    Download full text from publisher

    File URL: http://www.kszemle.hu/tartalom/letoltes.php?id=2200
    Download Restriction: Registration and subscription. 3-month embargo period to non-subscribers.
    File URL: https://libkey.io/10.18414/KSZ.2024.7-8.850?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to

    for a different version of it.

    References listed on IDEAS

    as
    1. Gábor Kertesi & Gábor Kézdi, 2011. "Roma employment in Hungary after the post‐communist transition," The Economics of Transition, The European Bank for Reconstruction and Development, vol. 19(3), pages 563-610, July.
    2. Kertesi, Gábor & Kézdi, Gábor, 2009. "Általános iskolai szegregáció Magyarországon az ezredforduló után [Primary school segregation in Hungary at the turn of the century]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(11), pages 959-1000.
    3. Galster, George, 2002. "An economic efficiency analysis of deconcentrating poverty populations," Journal of Housing Economics, Elsevier, vol. 11(4), pages 303-329, December.
    4. Bay, Charlotta & Catasús, Bino & Johed, Gustav, 2014. "Situating financial literacy," CRITICAL PERSPECTIVES ON ACCOUNTING, Elsevier, vol. 25(1), pages 36-45.
    5. Gábor Kertesi & Gábor Kézdi, 2016. "On the test score gap between Roma and non-Roma students in Hungary and its potential causes," The Economics of Transition, The European Bank for Reconstruction and Development, vol. 24(1), pages 135-162, January.
    6. Benjamin Saunders & Julius Sim & Tom Kingstone & Shula Baker & Jackie Waterfield & Bernadette Bartlam & Heather Burroughs & Clare Jinks, 2018. "Saturation in qualitative research: exploring its conceptualization and operationalization," Quality & Quantity: International Journal of Methodology, Springer, vol. 52(4), pages 1893-1907, July.
    7. Márton Gosztonyi & Dániel Havran, 2022. "Highways to Hell? Paths Towards the Formal Financial Exclusion: Empirical Lessons of the Households from Northern Hungary," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 34(3), pages 1573-1606, June.
    8. Margaret Miller & Julia Reichelstein & Christian Salas & Bilal Zia, 2015. "Can You Help Someone Become Financially Capable? A Meta-Analysis of the Literature," The World Bank Research Observer, World Bank, vol. 30(2), pages 220-246.
    9. repec:wbk:wbpubs:16238 is not listed on IDEAS
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Andreász Kosztopulosz & György Málovics & Boglárka Berki & Remus Creţan, 2026. "Conversion Factors in the Financial Capabilities of Extremely Poor and Segregated Roma Families," Economics of Transition and Institutional Change, John Wiley & Sons, vol. 34(3), pages 445-457, July.
    2. Horn, Dániel & Lindner, Attila, 2022. "Kézdi Gábor (1971-2021) [Gábor Kézdi (1971-2021)]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(11), pages 1245-1254.
    3. Mario Battaglini & Tania Burchardt & Polina Obolenskaya & Polly Vizard, 2018. "Experience of multiple disadvantage among Roma, Gypsy and Traveller children in England and Wales," CASE Papers /208, Centre for Analysis of Social Exclusion, LSE.
    4. Hajdu Tamás & Kertesi Gábor & Kézdi Gábor, 2019. "Inter-Ethnic Friendship and Hostility between Roma and non-Roma Students in Hungary: The Role of Exposure and Academic Achievement," The B.E. Journal of Economic Analysis & Policy, De Gruyter, vol. 19(1), pages 1-17, January.
    5. Kertesi, Gábor & Köllő, János & Szabó, Lajos Tamás & Károlyi, Róbert, 2022. "Hogyan lesz az etnikai előítéletből foglalkoztatási diszkrimináció? A kisvállalatok szerepe [How does ethnic prejudice turn into employment discrimination? The role of small companies]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(11), pages 1345-1376.
    6. Burchardt, Tania & Obolenskaya, Polina & Vizard, Polly & Battaglini, Mario, 2018. "Experience of multiple disadvantage among Roma, Gypsy and Traveller children in England and Wales," LSE Research Online Documents on Economics 103529, London School of Economics and Political Science, LSE Library.
    7. Jennifer Tartaglia & Michelle McIntosh & Jonine Jancey & Jane Scott & Andrea Begley, 2021. "Exploring Feeding Practices and Food Literacy in Parents with Young Children from Disadvantaged Areas," IJERPH, MDPI, vol. 18(4), pages 1-18, February.
    8. Najwa Taghy & Linda Cambon & Caroline Boulliat & Olivier Aromatario & Claude Dussart, 2021. "Exploring the Determinants of Polypharmacy Prescribing and Dispensing Behaviours in Primary Care for the Elderly—Protocol for a Qualitative Study," IJERPH, MDPI, vol. 18(14), pages 1-10, July.
    9. Tóth, Edit & Csapó, Benő & Székely, László, 2010. "Az iskolák és osztályok közötti különbségek alakulása a magyar iskolarendszerben. Egy longitudinális vizsgálat eredményei [Progressive differentiation of schools and classes in the Hungarian school system. The findings of a longitudinal study]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(9), pages 798-814.
    10. Van Droogenbroeck, Ellen & Van Hove, Leo, 2020. "Intra-household task allocation in online grocery shopping: Together alone," Journal of Retailing and Consumer Services, Elsevier, vol. 56(C).
    11. Thuy Séran & Anne-Sophie Fernandez & Hervé Chappert, 2024. "Managing coopetition in multi-unit organizations: a management-control perspective," Review of Managerial Science, Springer, vol. 18(10), pages 2889-2924, October.
    12. Karina Soubra & Camilla Tamworth & Zeast Kamal & Clare Brook & Dawn Langdon & Jo Billings, 2023. "Health and social care workers experiences of coping while working in the frontline during the COVID-19 pandemic: One year on," PLOS ONE, Public Library of Science, vol. 18(4), pages 1-27, April.
    13. Carla Dias-Barbosa & Natalie Taylor & Kevin Chan & Jean Philippe York & Jorge Puelles & Rajeev Chavda, 2026. "Patient Insights on Acne Hyperpigmentation, Trifarotene, and Skincare: 6-Month, LEAP Phase 4 Qualitative Exit Interview Findings," The Patient: Patient-Centered Outcomes Research, Springer;International Academy of Health Preference Research, vol. 19(2), pages 343-352, March.
    14. Singh, Nirvikar, 2018. "Financial Inclusion: Concepts, Issues and Policies for India," MPRA Paper 91047, University Library of Munich, Germany.
    15. Şahika Simsek-Cetinkaya & Simge Evrenol Ocal, 2023. "“Psychological Injuries Are Not Visible†: Experiences and Perceptions of Midwives and Nurses about Domestic Violence during Pregnancy," Clinical Nursing Research, , vol. 32(8), pages 1115-1123, November.
    16. Grohmann, Antonia & Klühs, Theres & Menkhoff, Lukas, 2018. "Does financial literacy improve financial inclusion? Cross country evidence," World Development, Elsevier, vol. 111(C), pages 84-96.
    17. Minseok Yang & Gyu-Ho Shin & Boo Kyung Jung, 2025. "In the Middle of Somewhere: Cultural Identity and Conflicts of Korean Heritage Speakers in the United States," SAGE Open, , vol. 15(3), pages 21582440251, September.
    18. Najwa Taghy & Viviane Ramel & Ana Rivadeneyra & Florence Carrouel & Linda Cambon & Claude Dussart, 2023. "Exploring the Determinants of Polypharmacy Prescribing and Dispensing Behaviors in Primary Care for the Elderly—Qualitative Study," IJERPH, MDPI, vol. 20(2), pages 1-17, January.
    19. Xudan Lin & Hong Zhu & Duo Yin, 2022. "Enhancing Rural Resilience in a Tea Town of China: Exploring Tea Farmers’ Knowledge Production for Tea Planting, Tea Processing and Tea Tasting," Land, MDPI, vol. 11(4), pages 1-18, April.
    20. Zhihua He & Congru Wen, 2024. "Construction of digital creation development model of intangible cultural heritage crafts in China," Humanities and Social Sciences Communications, Palgrave Macmillan, vol. 11(1), pages 1-14, December.

    More about this item

    JEL classification:

    • C93 - Mathematical and Quantitative Methods - - Design of Experiments - - - Field Experiments
    • D91 - Microeconomics - - Micro-Based Behavioral Economics - - - Role and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making
    • E26 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Informal Economy; Underground Economy
    • G53 - Financial Economics - - Household Finance - - - Financial Literacy
    • I31 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General Welfare, Well-Being
    • I32 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Measurement and Analysis of Poverty

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ksa:szemle:2200. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Odon Sok The email address of this maintainer does not seem to be valid anymore. Please ask Odon Sok to update the entry or send us the correct address (email available below). General contact details of provider: http://www.kszemle.hu .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.