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Presidential Address: Financial Inclusion

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  • Asli Demirgüç-Kunt

Abstract

This Presidential address draws on the Global Financial Development Report ( 2014a ) and focuses on financial inclusion - the share of individuals and firms that use financial services. It defines financial inclusion, discusses challenges involved in measuring it and why financial inclusion is important for reducing poverty and income inequality. Overall the role of policy is not financial inclusion for the sake of inclusion since policies promoting credit for all at all cost can lead to greater financial and economic instability. The talk provides evidence-based examples of policies that can support healthy and sustainable financial inclusion. Copyright International Atlantic Economic Society 2014

Suggested Citation

  • Asli Demirgüç-Kunt, 2014. "Presidential Address: Financial Inclusion," Atlantic Economic Journal, Springer;International Atlantic Economic Society, vol. 42(4), pages 349-356, December.
    • Handle: RePEc:kap:atlecj:v:42:y:2014:i:4:p:349-356
    DOI: 10.1007/s11293-014-9429-z
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    References listed on IDEAS

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    1. World Bank, 2013. "World Development Report 2014 [Informe sobre el desarrollo mundial 2014, Riesgo y oportunidad : la administración del riesgo como instrumento de desarrollo - Panorama general]," World Bank Publications - Books, The World Bank Group, number 16092, December.
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    Cited by:

    1. Andrew Gill & Radha Bhattacharya, 2017. "The Interaction of Financial Attitudes and Financial Knowledge: Evidence for Low-Income Hispanic Families," Atlantic Economic Journal, Springer;International Atlantic Economic Society, vol. 45(4), pages 497-510, December.
    2. Scott Burns, 2018. "M‐Pesa and the ‘Market‐Led’ Approach to Financial Inclusion," Economic Affairs, Wiley Blackwell, vol. 38(3), pages 406-421, October.

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    More about this item

    Keywords

    Financial inclusion; Policies for responsible financial inclusion; Promise of technology; Financial literacy; E62; F30;
    All these keywords.

    JEL classification:

    • E62 - Macroeconomics and Monetary Economics - - Macroeconomic Policy, Macroeconomic Aspects of Public Finance, and General Outlook - - - Fiscal Policy; Modern Monetary Theory
    • F30 - International Economics - - International Finance - - - General

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