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Effets combinés des mécanismes de gouvernance sur la performance des institutions de microfinance au Cameroun

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  • Faustin Wulli DJOUFOUET
  • Joseph NZONGANG

Abstract

L’objectif de cet article est d’analyser les interactions des mécanismes de gouvernance afin d’identifier les combinaisons qui peuvent améliorer ou détériorer la performance des institutions de microfinance. Pour atteindre cet objectif, une régression multiple a été appliquée sur les données collectées sur un échantillon de soixante-deux institutions de microfinance camerounaises. Les résultats montrent que les institutions privées de microfinance doivent avoir des conseils d'administrations de grande taille, ce qui leur permettrait d'une part de mettre l'accent sur les prêts de groupe et sur le taux d'intermédiation financière et d'autre part de bénéficier des compétences multiples des administrateurs afin d’améliorer leur performance. Par ailleurs, les résultats montrent qu’en présence des femmes au conseil, le prêt de groupe et le taux d’intermédiation financière améliorent significativement la performance sociale de l'IMF. Par contre, en présence des femmes au conseil, le taux d'intermédiation financière détériore la performance financière lorsqu'elle est mesurée par le rendement des actifs.

Suggested Citation

  • Faustin Wulli DJOUFOUET & Joseph NZONGANG, 2020. "Effets combinés des mécanismes de gouvernance sur la performance des institutions de microfinance au Cameroun," Journal of Academic Finance, RED research unit, university of Gabes, Tunisia, vol. 11(1), pages 22-32, June.
    • Handle: RePEc:jaf:journl:v:11:y:2020:i:1:n:260
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    References listed on IDEAS

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    6. Hartarska, Valentina M., 2005. "Governance and Performance of Microfinance Institutions in Central and Eastern Europe and the Newly Independent States," 2005 International Congress, August 23-27, 2005, Copenhagen, Denmark 24568, European Association of Agricultural Economists.
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    More about this item

    Keywords

    effets combinés; gouvernance; performance; microfinance; combined effects; governance; performance; microfinance;
    All these keywords.

    JEL classification:

    • M1 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration
    • N8 - Economic History - - Micro-Business History
    • G3 - Financial Economics - - Corporate Finance and Governance

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