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İslami Finansal Okuryazarlık ve Helal Okuryazarlık İlişkisi

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  • Semra TAŞPUNAR ALTUNTAŞ

    (İstanbul Üniversitesi, İşletme Fakültesi, Finans Anabilim Dalı, İstanbul, Türkiye)

Abstract

İslami finansal okuryazarlık, kapsayıcılığı artırmak için önemli bir araç olarak kabul edilmiştir. Ancak bugüne kadar, İslami finansal okuryazarlık için gerekli yapılar, her ne kadar literatürde böyle bir girişimde bulunulmuş olsa da, yeterince incelenmemiştir. Bu nedenle, İslami finansal okuryazarlık ve onun belirleyicileri için yapıları geliştirmek amaçlamaktadır. İslami finans ile doğrudan ilişkili olan helal iş kavramı sadece helal malzemeler ve üretim ile ilgili değildir. Helal ürün üretimine odaklanmanın yanı sıra, doğru Helal işletmecileri, İslami finansman olarak adlandırılan Helal finansmanı benimsemeye de odaklanmalıdır. Ancak öncesinde, iş kullanıcıları arasında Helal ve İslami finansmanın farkındalık, bilgi ve beceri düzeylerinin değerlendirilmesi gerekir. Bu çalışma, Helal Okuryazarlık ve İslami Finansal Okuryazarlığın, İslami finansın benimsenmesine yönelik helal ticaret üreticilerinin davranışlarına bir köprü oluşturmayı amaçlamaktadır. Bu nedenle Helal Okuryazarlık ve İslami Finansal Okuryazarlık için ölçüm ve geçerlilik yaklaşımını önermekte; özellikle Helal Okuryazarlık ve İslami Finansal Okuryazarlık için ölçüm maddelerinin önerilmesinde yeni teorik bilgilere katkıda bulunmaya çalışılmıştır. Bu çalışmanın, politika yapıcılığın tüketiciler arasında, özellikle de Helal ürün üreticisinin bakış açısından okuryazarlık düzeyini anlamalarına yardımcı olması beklenmektedir. Ayrıca bu makale, İslami finansal okuryazarlık düzeyini değerlendirmek için doğrulanmış bir yapı sunarak, topluluğun ve araştırmacıların İslami finansal okuryazarlık alanındaki bilgilerinin genişletmesini de sağlamaktadır.Keywords: Yatırımcı, Semaye piyasası, Risk tercihi

Suggested Citation

  • Semra TAŞPUNAR ALTUNTAŞ, 2019. "İslami Finansal Okuryazarlık ve Helal Okuryazarlık İlişkisi," Istanbul Management Journal, Istanbul University Business School, vol. 0(86), pages 57-73, June.
  • Handle: RePEc:ist:ibsimj:v:0:y:2019:i:86:p:57-73
    DOI: 10.26650/imj.2019.86.0003
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