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The economics of student loan borrowing and repayment


  • Wenli Li


Reports in the popular press and policymakers? concerns about student loans have greatly intensified in recent years because of rising student loan balances and defaults. Even greater cause for concern arose as student loans outstanding passed credit card debt to become the single largest nonmortgage household debt in 2012. Worries about the risk of massive default have even prompted a comparison with the subprime mortgage crisis

Suggested Citation

  • Wenli Li, 2013. "The economics of student loan borrowing and repayment," Business Review, Federal Reserve Bank of Philadelphia, issue Q3, pages 1-10.
  • Handle: RePEc:fip:fedpbr:y:2013:i:q3:p:1-10

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    References listed on IDEAS

    1. Rothstein, Jesse & Rouse, Cecilia Elena, 2011. "Constrained after college: Student loans and early-career occupational choices," Journal of Public Economics, Elsevier, vol. 95(1), pages 149-163.
    2. Song Han & Geng Li, 2011. "Household Borrowing after Personal Bankruptcy," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 43, pages 491-517, March.
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    Cited by:

    1. Ferretti, Fabrizio & Jones, Simon & McIntosh, Bryan, 2015. "Economic growth and the harmful effects of student loan debt on biomedical research," Economic Modelling, Elsevier, vol. 49(C), pages 308-313.

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