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The challenges facing community banks: in their own words

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  • Robert DeYoung
  • Denise Duffy

Abstract

Ten years of deregulation, new technology, and increase competition have made the U.S. banking industry a less hospital place for many community banks. But the consensus view among ten community bankers recently surveyed by the Federal Reserve is that rapid industry change has provided opportunities as well as threats, and that well-managed, innovative community banks will be able to profitably coexist with large multi-state banks in the future.

Suggested Citation

  • Robert DeYoung & Denise Duffy, 2002. "The challenges facing community banks: in their own words," Economic Perspectives, Federal Reserve Bank of Chicago, issue Q IV, pages 2-17.
  • Handle: RePEc:fip:fedhep:y:2002:i:qiv:p:2-17:n:v.26no.4
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    Cited by:

    1. Robin A. Prager & John D. Wolken, 2008. "The evolving relationship between community banks and small businesses: evidence from the Surveys of Small Business Finances," Finance and Economics Discussion Series 2008-60, Board of Governors of the Federal Reserve System (U.S.).

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    Keywords

    Community banks ; Bank mergers;

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