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L?aumento dei requisiti di capitale minimo delle banche: alcune considerazioni

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  • Giovanni B. Pittaluga

Abstract

A seguito della crisi finanziaria del 2008-2009 con Basilea III sono stati introdotti requisiti di capitale minimo molto pi? severi che in precedenza. Ci? dovrebbe assicurare una pi? elevata stabilit? dei sistemi bancari e finanziari dei paesi aderenti a questo accordo. Tuttavia, la Commissione Europea ha recepito Basilea III smussandone alcuni punti. Tale comportamento riflette, oltre che la struttura finanziaria banco-centrica dei paesi dell?Europa continentale, anche la particolare fase congiunturale di quest?area, in primis dell?Eurozona. In quest?ultima, in particolare, tende addirittura ad emergere una possibile contraddizione tra l?evoluzione della politica di vigilanza accentuatamente rigorosa e la politica monetaria decisamente espansiva.

Suggested Citation

  • Giovanni B. Pittaluga, 2016. "L?aumento dei requisiti di capitale minimo delle banche: alcune considerazioni," ECONOMIA E DIRITTO DEL TERZIARIO, FrancoAngeli Editore, vol. 2016(3), pages 409-422.
    • Handle: RePEc:fan:ededed:v:html10.3280/ed2016-003004
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    References listed on IDEAS

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    More about this item

    Keywords

    Requisiti minimi di capitale; Basilea III; Modigliani-Miller; struttura finanziaria delle banche;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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