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New but naughty. The evolution of misconduct in FinTech

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  • Brogi, Marina
  • Lagasio, Valentina

Abstract

The financial sector has undergone a significant transformation with the advent of financial technology (FinTech), which has put pressure on the business models of incumbents and has raised several concerns, including some related to instances of misbehavior. This article examines the existing body of literature on misconduct in the FinTech industry, encompassing a range of unethical behaviors, the underlying causes that contribute to such activities, and viable strategies to alleviate associated concerns. We employ a bibliometric and scientometric analysis, as well as topic modeling, a machine learning approach applied to natural language. Through a comprehensive examination of academic output, we highlight noteworthy patterns and promising areas of study.

Suggested Citation

  • Brogi, Marina & Lagasio, Valentina, 2024. "New but naughty. The evolution of misconduct in FinTech," International Review of Financial Analysis, Elsevier, vol. 95(PB).
    • Handle: RePEc:eee:finana:v:95:y:2024:i:pb:s1057521924004216
    DOI: 10.1016/j.irfa.2024.103489
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    References listed on IDEAS

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    Cited by:

    1. Zhang, Xudong & Li, Zhihui, 2025. "FinTech: The disruptive force reducing bank competition pressure," Emerging Markets Review, Elsevier, vol. 65(C).
    2. Liu, Bei & Chen, Ziyi & Wang, Ying & Sun, Xiaolong, 2025. "Fintech empowers enterprises to practice ESG: The role of political background of executives," Energy Economics, Elsevier, vol. 142(C).

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    More about this item

    Keywords

    Fintech; Misconduct; Financial misbehavior; Bibliometric; Machine learning;
    All these keywords.

    JEL classification:

    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • D43 - Microeconomics - - Market Structure, Pricing, and Design - - - Oligopoly and Other Forms of Market Imperfection

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