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Angemessene und nachhaltige Renten für alle?: Die geschlechtsspezifische Wirkung des deutschen Rentensystems

Author

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  • Patricia Frericks

Abstract

All across the world, pension systems are undergoing considerable change. Public pension systems have been reformed and parts of the formerly public social provision have been shifted to market based provisions. The normative pretensions of European welfare states, however, remain unchanged aiming at poverty prevention and "adequate and sustainable pensions for all" (EC-Report 2006). Current pension reforms, thereby, aim at enabling future pensioners to build up "adequate pensions" by combining public and market-related pensions. Comparative empirical studies have shown, however, that huge parts of the future pensioners will not be able to comply with this combined pension design, while pension systems strongly differ in their capacity to realise adequate and sustainable pensions. Aim of this contribution is to elaborate on Germany's current design of pension regulations and to analyse in how far it enables also women to build up so-called adequate entitlements for their old-age. Rentensysteme befinden sich derzeit in einem umfassenden Veränderungsprozess. Öffentliche Regelungssysteme werden neu formiert und zum Teil durch marktbezogene Systeme ersetzt. Dabei bleiben die normativen Ansprüche europäischer Wohlfahrtsstaaten unverändert: Neben der Armutsvermeidung sollen "angemessene und nachhaltige Renten für alle" (EC-Report 2006) realisiert werden. Gegenwärtige Rentenreformen zielen darauf ab, zukünftigen Rentnern den Aufbau "angemessener Renten" durch eine Kombination von gesetzlichen und marktbezogenen Regelungssystemen zu ermöglichen. International vergleichende empirische Studien zeigen jedoch, dass eine große Mehrheit zukünftiger Rentner und Rentnerinnen diesen Rentensystemen nicht wird entsprechen können. Dabei unterscheiden sich Alterssicherungssysteme in ihrem Vermögen, Armutsvermeidung, angemessene Renten und Nachhaltigkeit zu verwirklichen. Ziel dieses Beitrags ist es, die Konzeption des aktuellen Rentensystems in Deutschland aufzuzeigen und dabei insbesondere der Frage nachzugehen, inwiefern es auch Frauen ermöglicht, sogenannte angemessene Rentenanwartschaften, die unter dem Begriff des "Eckrentners" bekannt sind, aufzubauen.

Suggested Citation

  • Patricia Frericks, 2011. "Angemessene und nachhaltige Renten für alle?: Die geschlechtsspezifische Wirkung des deutschen Rentensystems," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, vol. 80(2), pages 119-132.
    • Handle: RePEc:diw:diwvjh:80-2-8
    DOI: 10.3790/vjh.80.2.119
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    References listed on IDEAS

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    1. Barr, Nicholas, 2004. "Economics of the Welfare State," OUP Catalogue, Oxford University Press, edition 4, number 9780199264971.
    2. Börsch-Supan, Axel & Reil-Held, Anette & Schunk, Daniel, 2008. "Saving incentives, old-age provision and displacement effects: evidence from the recent German pension reform," Journal of Pension Economics and Finance, Cambridge University Press, vol. 7(3), pages 295-319, November.
    3. Barr, Nicholas & Diamond, Peter, 2008. "Reforming Pensions: Principles and Policy Choices," OUP Catalogue, Oxford University Press, number 9780195311303.
    4. Nullmeier, Frank & Ruland, Franz & Schmähl, Winfried, 2008. "Alterssicherung im Umbruch," Working papers of the ZeS 02/2008, University of Bremen, Centre for Social Policy Research (ZeS).
    5. Hills, John, 2004. "Inequality and the State," OUP Catalogue, Oxford University Press, number 9780199276646.
    6. Karl Hinrichs, 2005. "New Century – New Paradigm: Pension Reforms in Germany," Chapters, in: Giuliano Bonoli & Toshimitsu Shinkawa (ed.), Ageing and Pension Reform Around the World, chapter 3, Edward Elgar Publishing.
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    Keywords

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    JEL classification:

    • E61 - Macroeconomics and Monetary Economics - - Macroeconomic Policy, Macroeconomic Aspects of Public Finance, and General Outlook - - - Policy Objectives; Policy Designs and Consistency; Policy Coordination
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • J3 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs
    • P1 - Political Economy and Comparative Economic Systems - - Capitalist Economies

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