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Impacto de las microfinanzas en la educación formal de ninos en hogares de Bolivia

Author

Listed:
  • Maldonado Jorge Higinio
  • Claudio González Vega

Abstract

Los programas de microfinanzas, a la vez que estrategia para reducir la pobreza, pueden tener efecto en el desempeno escolar de los hijos de sus clientes. Este trabajo utiliza datos de tres encuestas realizadas a hogares clientes de organizaciones microfinancieras en Bolivia, para examinar diferentes canales mediante los cuales éstas pueden generar impacto en la escolaridad. Se identifican cinco canales o efectos: ingreso, manejo de riesgo, demanda por trabajo infantil, género e información. Los resultados desafían los supuestos usuales acerca de los programas de microfinanzas. En particular, para algunos hogares, el acceso a crédito tiene efectos conflictivos con la permanencia de los ninos en el sistema educativo, ya que, aunque incrementa la demanda por educación como resultado de los efectos ingreso, manejo de riesgo, género e información, hogares que ganan acceso a microfinanzas descubren nuevas demandas por trabajo infantil. De estos resultados paradójicos se derivan significativas consecuencias de política.

Suggested Citation

  • Maldonado Jorge Higinio & Claudio González Vega, 2006. "Impacto de las microfinanzas en la educación formal de ninos en hogares de Bolivia," Revista Desarrollo y Sociedad, Universidad de los Andes,Facultad de Economía, CEDE, March.
    • Handle: RePEc:col:000090:002805
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    File URL: http://economia.uniandes.edu.co/revistadys/Articulo56_7.pdf
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    References listed on IDEAS

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    1. Barro, Robert J & Lee, Jong-Wha, 2001. "International Data on Educational Attainment: Updates and Implications," Oxford Economic Papers, Oxford University Press, vol. 53(3), pages 541-563, July.
    2. Behrman, Jere R & Pollak, Robert A & Taubman, Paul, 1986. "Do Parents Favor Boys?," International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association, vol. 27(1), pages 33-54, February.
    3. Behrman, Jere R & Knowles, James C, 1999. "Household Income and Child Schooling in Vietnam," The World Bank Economic Review, World Bank, vol. 13(2), pages 211-256, May.
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    Cited by:

    1. Maldonado, Jorge H. & González-Vega, Claudio, 2008. "Impact of Microfinance on Schooling: Evidence from Poor Rural Households in Bolivia," World Development, Elsevier, vol. 36(11), pages 2440-2455, November.
    2. María Noelia Garbero, 2012. "Efectos de las restricciones de liquidez en la acumulación de capital humano: evidencia para Nicaragua," Económica, Departamento de Economía, Facultad de Ciencias Económicas, Universidad Nacional de La Plata, vol. 0, pages 53-95, January-D.

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    More about this item

    Keywords

    microcrédito; desarrollo; educación; vinculación escolar; reducción de pobreza; Bolivia;
    All these keywords.

    JEL classification:

    • C25 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Discrete Regression and Qualitative Choice Models; Discrete Regressors; Proportions; Probabilities
    • D13 - Microeconomics - - Household Behavior - - - Household Production and Intrahouse Allocation
    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • I21 - Health, Education, and Welfare - - Education - - - Analysis of Education
    • J22 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Time Allocation and Labor Supply
    • J24 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Human Capital; Skills; Occupational Choice; Labor Productivity
    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • O18 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Urban, Rural, Regional, and Transportation Analysis; Housing; Infrastructure
    • O54 - Economic Development, Innovation, Technological Change, and Growth - - Economywide Country Studies - - - Latin America; Caribbean

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