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Does Relationship Lending Still Matter in the Consumer Banking Sector? Evidence from the Automobile Loan Market


  • Jessica Holmes
  • Jonathan Isham
  • Ryan Petersen
  • Paul M. Sommers


This article examines the role of relationship lending in the automobile loan market at a community development credit union (CDCU) and at a traditional community bank. Copyright (c) 2007 Southwestern Social Science Association.

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  • Jessica Holmes & Jonathan Isham & Ryan Petersen & Paul M. Sommers, 2007. "Does Relationship Lending Still Matter in the Consumer Banking Sector? Evidence from the Automobile Loan Market," Social Science Quarterly, Southwestern Social Science Association, vol. 88(2), pages 585-597.
  • Handle: RePEc:bla:socsci:v:88:y:2007:i:2:p:585-597

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    References listed on IDEAS

    1. Orazio P. Attanasio & Pinelopi Koujianou Goldberg & Ekaterini Kyriazidou, 2008. "Credit Constraints In The Market For Consumer Durables: Evidence From Micro Data On Car Loans," International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association, vol. 49(2), pages 401-436, May.
    2. Charles GRANT, 2003. "Estimating Credit Constraints among US Households," Economics Working Papers ECO2003/14, European University Institute.
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    Cited by:

    1. Elizabeth Laderman & Carolina Reid, 2008. "Lending in low- and moderate-income neighborhoods in California: the performance of CRA lending during the subprime meltdown," Community Development Investment Center Working Paper 2008-05, Federal Reserve Bank of San Francisco.
    2. Azam, Rehan & Muhammad, Danish & Syed Akbar, Suleman, 2012. "The significance of socioeconomic factors on personal loan decision a study of consumer banking local private banks in Pakistan," MPRA Paper 42322, University Library of Munich, Germany.
    3. Martin Brown & Matthias Hoffmann, 2016. "Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland," Swiss Journal of Economics and Statistics (SJES), Swiss Society of Economics and Statistics (SSES), vol. 152(I), pages 23-48, March.
    4. repec:kap:jrefec:v:56:y:2018:i:1:d:10.1007_s11146-016-9595-7 is not listed on IDEAS

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