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DÉterminants de la Performance de Remboursement Dans Les Institutions de MicroFinance au BÉnin

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  • Albert N. Honlonkou
  • Denis H. Acclassato
  • Célestin Venant C. Quenum

Abstract

Resume**: Les Institutions de MicroFinance nées après la libéralisation financière des années 90 pour répondre à la demande spécifique des petites entreprises ont très tôt révélé leurs limites en matière de performance de remboursement au Bénin. La présente étude a identifié les déterminants du taux de remboursement dans les IMF du Bénin. Les résultats permettent de conclure que les facteurs liés à l’expertise, à la confiance de l’emprunteur dans son projet et à son intégration dans sa communauté(garantie immatérielle) d’une part et les facteurs liés à l’expertise des gestionnaires des IMF d’autre part, sont déterminants dans le dénouement heureux des crédits.

Suggested Citation

  • Albert N. Honlonkou & Denis H. Acclassato & Célestin Venant C. Quenum, 2006. "DÉterminants de la Performance de Remboursement Dans Les Institutions de MicroFinance au BÉnin," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 77(1), pages 53-81, March.
    • Handle: RePEc:bla:annpce:v:77:y:2006:i:1:p:53-81
    DOI: 10.1111/j.1370-4788.2006.00297.x
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    References listed on IDEAS

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    Cited by:

    1. Denis H. ACCLASSATO, 2008. "Taux D'Interet Effectif, Viabilite Financiere Et Financement Des Petits Operateurs Economiques Par Les Institutions De Microfinance Au Benin," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 79(1), pages 161-195, March.
    2. Marek HUDON & Tchakodo OURO‐KOURA, 2008. "Etude Des Facteurs Contingents Du Taux De Remboursement Au Sein D'Une Institution De, Microfinance: Le Cas Du Togo," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 79(2), pages 301-322, June.
    3. Alain De CROMBRUGGHE & Michel TENIKUE & Julie SUREDA, 2008. "Performance Analysis For A Sample Of Microfinance Institutions In India," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 79(2), pages 269-299, June.
    4. Mamadou Ndione, 2021. "Value creation in UEMOA microfinance institutions: The impact of stakeholders [Creación de valor en el seno de las instituciones de microfinanzas de l’UEMOA : el impacto de las partes interesadas]," Post-Print hal-03121164, HAL.

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