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Financial Inclusion of Marginal People: A Study on Rajshahi City

Author

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  • Prapti Saha
  • Md. Abdul Kuddus

Abstract

For making economic development of a country like Bangladesh, inclusiveness of a greater segment of people in the financial system is considered as basis pre-requisite. This paper examines the study on financial inclusion among marginal people in Rajshahi city. It is mainly a descriptive study and both qualitative and quantitative data have been used to conduct this research. Data have been collected from primary and secondary sources. For making decision, a survey has been conducted on 50 marginal people through developing questionnaire. Results have been analyzed using different diagrams like pie, bar, histogram. Finally some recommendations have also been provided based on the survey result which may be helpful for accelerating the speed of economic growth and development. The findings of the study will helps to formulate financial inclusion policy by the government and respective authority for underprivileged marginal people of Bangladesh for inclusion and balanced economic development. Beside this application the study will also helps to statesman, academicians, researchers, political parties to go financial inclusion decision making program for marginal unbanked people in Bangladesh. It will also helps in developing financial inclusion’s theoretical framework for the future.

Suggested Citation

  • Prapti Saha & Md. Abdul Kuddus, 2020. "Financial Inclusion of Marginal People: A Study on Rajshahi City," International Journal of Science and Business, IJSAB International, vol. 4(1), pages 200-213.
    • Handle: RePEc:aif:journl:v:4:y:2020:i:1:p:200-213
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    References listed on IDEAS

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    1. Thorsten Beck & Asli Demirgüç-Kunt & Maria Soledad Martinez Peria, 2008. "Banking Services for Everyone? Barriers to Bank Access and Use around the World," The World Bank Economic Review, World Bank, vol. 22(3), pages 397-430, November.
    2. Beck, Thorsten & Demirguc-Kunt, Asli & Levine, Ross, 2004. "Finance, inequality, and poverty: cross-country evidence," Policy Research Working Paper Series 3338, The World Bank.
    3. M. A. Baqui Khalily & Abdul Khaleque, 2013. "Access to Credit and Productivity of Enterprises in Bangladesh: Is there Causality?," Working Papers 20, Institute of Microfinance (InM).
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