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Fuzje i przejęcia w sektorze bankowym a finansowanie rozwoju małych i średnich przedsiębiorstw

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  • Kościukiewicz, Paweł

Abstract

The paper presents the influence of mergers and acquisitions in the banking sector on the development of small and medium-sized enterprises (SMEs). The author discusses existing studies of banking sector consolidation and its influence on the development of SMEs. The article considers the influence of the relocation of bank headquarters after a merger or acquisition on lending to SMEs. It also examines the effects of consolidation on the bank’s credit portfolio and the cost of credit for SMEs. The work sums up analyses of how changes in banks’ organizational structures affect lending to SMEs. In his research, the author uses studies of consolidation processes in the American banking sector. Various American economists have reached conflicting conclusions with regard to the relationship between banking sector consolidation and lending to SMEs. These contradictions result from different research methods adopted by individual economists.

Suggested Citation

  • Kościukiewicz, Paweł, 2006. "Fuzje i przejęcia w sektorze bankowym a finansowanie rozwoju małych i średnich przedsiębiorstw," Gospodarka Narodowa-The Polish Journal of Economics, Szkoła Główna Handlowa w Warszawie / SGH Warsaw School of Economics, vol. 2006(7-8), August.
    • Handle: RePEc:ags:polgne:355838
    DOI: 10.22004/ag.econ.355838
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    References listed on IDEAS

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    1. Berger, Allen N. & Saunders, Anthony & Scalise, Joseph M. & Udell, Gregory F., 1998. "The effects of bank mergers and acquisitions on small business lending," Journal of Financial Economics, Elsevier, vol. 50(2), pages 187-229, November.
    2. Takáts, Elöd, 2004. "Banking consolidation and small business lending," Working Paper Series 407, European Central Bank.
    3. Allen N. Berger & Richard J. Rosen & Gregory F. Udell, 2001. "The effect of market size structure on competition: the case of small business lending," Working Paper Series WP-01-10, Federal Reserve Bank of Chicago.
    4. Allen N. Berger & Richard J. Rosen & Gregory F. Udell, 2001. "The effects of banking market size structure on bank competition: the case of small business lending," Proceedings 710, Federal Reserve Bank of Chicago.
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