The Interest Rate Pass-Through in the Euro Area During the Global Financial Crisis
Abstract
This paper uses panel vector autoregressive models and simulations of an estimated DSGE model to explore the reaction of Euro–area banks to the global financial crisis. We focus on their interest–rate setting behavior in response to standard macroeconomic shocks. Our main empirical finding is that the pass–through from changes in the money market rate to retail bank rates became significantly less complete during the crisis. Model simulations show that this result can be well explained by a significant increase in the frictions that the banks’ business is subject to.Download Info
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Paper provided by CESifo Group Munich in its series CESifo Working Paper Series with number 3964.Length:
Date of creation: 2012
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Handle: RePEc:ces:ceswps:_3964
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Keywords: Euro Area; global financial crisis; interest rate pass-through; panel vector autoregressive model; sign restrictions; structural break; DSGE model;Find related papers by JEL classification:
- E40 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - General
- E43 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Interest Rates: Determination, Term Structure, and Effects
- E52 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Monetary Policy
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