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Credit union policies and performance in Latin America

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  • Westley, Glenn D.
  • Shaffer, Sherrill

Abstract

This paper presents a conceptual framework for explaining credit union (CU) loan delinquency and profitability in developing countries. It also offers an empirical estimation for a unique sample of Latin American CUs.
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Suggested Citation

  • Westley, Glenn D. & Shaffer, Sherrill, 1999. "Credit union policies and performance in Latin America," Journal of Banking & Finance, Elsevier, vol. 23(9), pages 1303-1329, September.
    • Handle: RePEc:eee:jbfina:v:23:y:1999:i:9:p:1303-1329
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    1. Bauer, Keldon J. & Miles, Linda L. & Nishikawa, Takeshi, 2009. "The effect of mergers on credit union performance," Journal of Banking & Finance, Elsevier, vol. 33(12), pages 2267-2274, December.
    2. Lenka Dokulilová & Karel Janda & Pavel Zetek, 2009. "Sustainability of Microfinance Institutions in Financial Crisis," European Financial and Accounting Journal, Prague University of Economics and Business, vol. 2009(2), pages 7-33.
    3. Måns Söderbom & Catherine Pattillo, 2000. "Managerial Risk Attitudes and Firm Performance in Ghanaian Manufacturing: an Empirical Analysis Based on Experimental Data," Economics Series Working Papers WPS/2000-17, University of Oxford, Department of Economics.
    4. Martin Desrochers & Klaus P. Fischer, 2005. "The Power of Networks: Integration and Financial Cooperative Performance," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 76(3), pages 307-354, September.
    5. Gropper, Daniel M. & Hudson, Carl D., 2003. "A note on savings and loan ownership structure and expense preference: A re-examination," Journal of Banking & Finance, Elsevier, vol. 27(10), pages 2003-2014, October.
    6. Neil Esho, 2000. "Scale Economies in Credit Unions: Accounting for Subsidies Is Important," Journal of Financial Services Research, Springer;Western Finance Association, vol. 18(1), pages 29-43, October.
    7. Barry, Thierno Amadou & Tacneng, Ruth, 2014. "The Impact of Governance and Institutional Quality on MFI Outreach and Financial Performance in Sub-Saharan Africa," World Development, Elsevier, vol. 58(C), pages 1-20.
    8. Girma Jirata Duguma & Jiqin Han, 2021. "Effect of deposit mobilization on the technical efficiency of rural saving and credit cooperatives: Evidence from Ethiopia," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 92(4), pages 621-647, December.
    9. Esho, Neil, 2001. "The determinants of cost efficiency in cooperative financial institutions: Australian evidence," Journal of Banking & Finance, Elsevier, vol. 25(5), pages 941-964, May.
    10. Carlos E. Cuevas & Klaus P. Fischer, 2006. "Cooperative Financial Institutions : Issues in Governance, Regulation, and Supervision," World Bank Publications - Books, The World Bank Group, number 7107, December.
    11. Michael Adusei & Sarpong Appiah, 2012. "Evidence On The Impact Of The Susu Scheme In Ghana," Global Journal of Business Research, The Institute for Business and Finance Research, vol. 6(2), pages 1-10.
    12. Worthington, Andrew C., 2004. "Determinants of merger and acquisition activity in Australian cooperative deposit-taking institutions," Journal of Business Research, Elsevier, vol. 57(1), pages 47-57, January.

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