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Credit risk, credit scoring, and the performance of home mortgages

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Author Info
Robert B. Avery
Raphael W. Bostic
Paul S. Calem
Glenn B. Canner
Abstract

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Publisher Info
Article provided by Board of Governors of the Federal Reserve System (U.S.) in its journal Federal Reserve Bulletin.

Volume (Year): (1996)
Issue (Month): Jul ()
Pages: 621-648
Download reference. The following formats are available: HTML (with abstract), plain text (with abstract), BibTeX, RIS (EndNote, RefMan, ProCite), ReDIF
Handle: RePEc:fip:fedgrb:y:1996:i:jul:p:621-648:n:v.82no.7

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Related research
Keywords: Consumer credit ; Mortgages;

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  2. Sherril Shaffer, 1997. "The winner's curse in banking," Working Papers 97-25, Federal Reserve Bank of Philadelphia. [Downloadable!]
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  3. M. Cary Collins & Keith D. Harvey & Peter J. Nigro, 2001. "The influence of bureau of scores, customized scores, and judgment review on the bank underwriting decision-making process," Proceedings, Federal Reserve Bank of Chicago, issue Apr, pages 103-120. [Downloadable!]
  4. Elizabeth Laderman & Carolina Reid, 2008. "Lending in low- and moderate-income neighborhoods in California: the performance of CRA lending during the subprime meltdown," Community Development Investment Center Working Paper 2008-05, Federal Reserve Bank of San Francisco. [Downloadable!]
  5. S. Peristiani & P. Bennett & G. Monsen & R. Peach & J. Raiff, 1996. "Effects of household creditworthiness on mortgage refinancings," Research Paper 9622, Federal Reserve Bank of New York. [Downloadable!]
  6. Ron Feldman, 2002. "Mortgage rates, homeownership rates, and government-sponsored enterprises," Annual Report, Federal Reserve Bank of Minneapolis, pages 4-23. [Downloadable!]
  7. Raphael Bostic & Brian J. Surette, 2000. "Have the doors opened wider? trends in homeownership rates by race and income," Finance and Economics Discussion Series 2000-31, Board of Governors of the Federal Reserve System (U.S.). [Downloadable!]
  8. Loretta J. Mester, 1997. "What's the point of credit scoring?," Business Review, Federal Reserve Bank of Philadelphia, issue Sep, pages 3-16. [Downloadable!]
  9. Stephen L. Ross & John Yinger, 2002. "Looking the Other Way: A Critique of the Fair-Lending Enforcement System and a Plan to Fix It," Center for Policy Research Policy Briefs 24, Center for Policy Research, Maxwell School, Syracuse University. [Downloadable!]
  10. Jessica Holmes & Jonathan Isham & Jessica Wasilewski, 2004. "Overcoming Information Asymmetries in Low-Income Lending: Lessons from the 'Working Wheels' Program," Middlebury College Working Paper Series 0244r, Middlebury College, Department of Economics. [Downloadable!]
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  11. Raphael W. Bostic & Breck L. Robinson, 2004. "The impact of CRA agreements on community banks," Proceedings, Federal Reserve Bank of Chicago, issue May, pages 165-187. [Downloadable!]
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