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Sustainability of microfinance institutions in financial crisis

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Author Info
Dokulilova, Lenka
Janda, Karel
Zetek, Pavel

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Abstract

The aim of this paper is to clarify the problems of microfinance and the sustainability of microfinance institutions (MFI) in financial crisis. We find, that MFIs are often considered as one of the most effective and flexible strategies in the fight against global poverty. Due to several often unsolvable problems obstructing easier and faster development of these institutions such as: ethnical problems, managerial resources, legal recourses, unfortunate recourses and other, the operations of MFIs are often not sufficiently efficient. The microfinance sector is in general known for its adaptability and quite healthy survival of past financial crises. However, current global financial crisis is testing the resilience of MFIs hardly. The MFIs are much more connected to international financial markets now that it was the case during previous crises. Therefore we expect that they will not survive the crisis without bearing some loses. But the expected losses are relatively smaller when compared to other financial institutions.

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File URL: http://mpra.ub.uni-muenchen.de/17696/
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Publisher Info
Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 17696.

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Date of creation: 07 Oct 2009
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Handle: RePEc:pra:mprapa:17696

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Related research
Keywords: Financial crisis; Microfinance; Microcredit; MFIs;

Find related papers by JEL classification:
G01 - Financial Economics - - General - - - Financial Crises
G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Mortgages

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This page was last updated on 2009-11-30.


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