Cost Components as Predictors for the Profitability of sharia Banks : (Study on PT. Bank Syariah Mandiri and PT. Bank Syariah Mega Indonesia)
The aim of this paper is to observe the cost structure in two prominent sharia banks in Indonesia. The Bank’s cost comprises of many cost components such as operational and non-operational costs. The study employed descriptive and inferential statistics to explain the data characteristics from those banks and tried to determine whether those costs influenced the profitability for the period of 2007-2008. The data were collected on the monthly basis for the period. The result of the study showed that there were some similarities and differences about the behavior of those banks within the study period. By using inferential statistics method, especially with the multiple regression analysis and hypothetical testing with F-test and t-test, the study demonstrated that the null-hypothesis was rejected which means that those costs simultaneously influenced on the bank’s profitability for the period.
|Date of creation:||Sep 2010|
|Date of revision:||Sep 2010|
|Contact details of provider:|| Postal: (62)(22) 2503271 ext. 146|
Phone: (62)(22) 2503271 ext. 146
Fax: (62)(22) 2501977
Web page: http://lm.fe.unpad.ac.id
More information through EDIRC
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Lloyd-Williams, D. M. & Molyneux, Phil & Thornton, John, 1994. "Market structure and performance in Spanish banking," Journal of Banking & Finance, Elsevier, vol. 18(3), pages 433-443, May.
- Fadzlan Sufian, 2007. "The efficiency of Islamic banking industry in Malaysia: Foreign vs domestic banks," Humanomics: The International Journal of Systems and Ethics, Emerald Group Publishing, vol. 23(3), pages 174-192, July.
- Berger, Allen N, 1995. "The Profit-Structure Relationship in Banking--Tests of Market-Power and Efficient-Structure Hypotheses," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 27(2), pages 404-31, May.
When requesting a correction, please mention this item's handle: RePEc:unp:wpaman:201009. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Aldrin Herwany)
If references are entirely missing, you can add them using this form.