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Is Government Really Solving the Housing Problem?

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  • Toby C. Monsod

    () (School of Economics, University of the Philippines Diliman)

Abstract

Informal housing arrangements, substandard structures, congestion, and land use conflicts characterize the urban housing problem in the Philippines. The record suggests that the response of the State, especially its reliance on below-market priced mortgage loans, has aggravated rather than helped solve the situation. If the housing problem is to be solved, government needs to rethink its role in housing finance, delink housing social assistance from finance markets, and turn its attention to fundamental supply side and urban governance issues.

Suggested Citation

  • Toby C. Monsod, 2011. "Is Government Really Solving the Housing Problem?," UP School of Economics Discussion Papers 201104, University of the Philippines School of Economics.
    • Handle: RePEc:phs:dpaper:201104
    as

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    File URL: http://www.econ.upd.edu.ph/dp/index.php/dp/article/view/672/137
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    References listed on IDEAS

    as
    1. World Bank, 2009. "Geography in Motion: World Development Report 2009 (excerpt)," Transnational Corporations Review, Ottawa United Learning Academy, vol. 1(3), pages 40-46, September.
    2. Strassmann, Paul & Blunt, Alistair, 1993. "Land, Income, Mobility and Housing: The Case of Metro Manila," Philippine Journal of Development JPD 1993 Vol. XX No. 1-d, Philippine Institute for Development Studies.
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    Cited by:

    1. Francis E Warnock & Veronica Cacdac Warnock, 2012. "Developing Housing Finance Systems," RBA Annual Conference Volume (Discontinued), in: Alexandra Heath & Frank Packer & Callan Windsor (ed.),Property Markets and Financial Stability, Reserve Bank of Australia.

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