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Organización industrial de los servicios de salud en Chile

Author

Listed:
  • Ernesto Miranda
  • Ricardo D. Paredes Molina

Abstract

El sistema de salud chileno presenta características únicas. En el país existe un mandato que obliga a los trabajadores activos y pasivos a cotizar un 7% de su ingreso para adscribirse junto a sus dependientes a un sistema de seguro de salud. Esta adscripción obligatoria puede ser al sistema público, el cual se organiza a través de una modalidad solidaria tradicional de seguridad social, o bien al sistema privado, el cual ofrece seguros de salud que obedecen a una lógica de tipo individual. La elección de uno de los sistemas es voluntaria, pero las características de los seguros ofrecidos y su precio de acceso producen una segmentación del mercado de manera tal que las personas de mayores ingresos y menor riesgo se orientan hacia el sector privado de las ISAPRE (Instituciones de Salud Previsional) y aquellos de menores ingresos y mayor riesgo de salud son atendidos en el sistema público.

Suggested Citation

  • Ernesto Miranda & Ricardo D. Paredes Molina, 1997. "Organización industrial de los servicios de salud en Chile," Research Department Publications 3005, Inter-American Development Bank, Research Department.
    • Handle: RePEc:idb:wpaper:3005
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    References listed on IDEAS

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    1. Ronald Fischer & Alejandra Mizala & Pilar Romaguera, 1998. "Financiamiento de la Salud en la Tercera Edad en el Sistema Isapre," Latin American Journal of Economics-formerly Cuadernos de Economía, Instituto de Economía. Pontificia Universidad Católica de Chile., vol. 35(104), pages 73-95.
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    4. James M. Poterba, 1996. "Government Intervention in the Markets for Education and Health Care: How and Why?," NBER Chapters, in: Individual and Social Responsibility: Child Care, Education, Medical Care, and Long-Term Care in America, pages 277-308, National Bureau of Economic Research, Inc.
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