L’effacement des dettes des particuliers surendettés : Une étude empirique des décisions judiciaires
In this paper, we explore the mechanisms employed by the French judges while discharging personal debts in exchange for liquidation of debtors' assets. Our empirical results highlight the determinants of judicial selection between debtors whose debts are wiped out and those who have to reimburse them. These empirical results help us to understand better how much French personal bankruptcy law is rather pro creditor than pro debtor.
|Date of creation:||2012|
|Date of revision:|
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- Régis Blazy & Bertrand Chopard & Eric Langlais & Ydriss Ziane, 2011.
"Personal Bankruptcy Law, Fresh Starts, and Judicial Practice,"
EconomiX Working Papers
2011-15, University of Paris West - Nanterre la Défense, EconomiX.
- Régis Blazy & Bertrand Chopard & Eric Langlais & Ydriss Ziane, 2013. "Personal Bankruptcy Law, Fresh Starts, and Judicial Practice," Journal of Institutional and Theoretical Economics (JITE), Mohr Siebeck, Tübingen, vol. 169(4), pages 680-702, December.
- Scott Fay & Erik Hurst & Michelle J. White, 2002. "The Household Bankruptcy Decision," American Economic Review, American Economic Association, vol. 92(3), pages 706-718, June.
- Astrid A. Dick & Andreas Lehnert, 2007.
"Personal bankruptcy and credit market competition,"
272, Federal Reserve Bank of New York.
- Filer, Larry & Fisher, Jonathan D., 2007. "Do liquidity constraints generate excess sensitivity in consumption? New evidence from a sample of post-bankruptcy households," Journal of Macroeconomics, Elsevier, vol. 29(4), pages 790-805, December.
- Ethan Cohen-Cole & Burcu Duygan-Bump & Judit Montoriol-Garriga, 2009. "Forgive and forget: who gets credit after bankruptcy and why?," Risk and Policy Analysis Unit Working Paper QAU09-2, Federal Reserve Bank of Boston.
- Henri Fraisse & Anne Muller, 2011. "Les commissions de surendettement des ménages : de l’objectif de négociation à la prévention de la rechute," Économie et Statistique, Programme National Persée, vol. 443(1), pages 3-27.
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