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Lola Hernandez
(Lola Hernandez)

Personal Details

First Name:Lola
Middle Name:
Last Name:Hernandez
Suffix:
RePEc Short-ID:phe439

Affiliation

(90%) European Central Bank

Frankfurt am Main, Germany
http://www.ecb.europa.eu/

: +49 69 1344 0
+49 69 1344 6000
D-60640 Frankfurt am Main
RePEc:edi:emieude (more details at EDIRC)

(10%) de Nederlandsche Bank

Amsterdam, Netherlands
http://www.dnb.nl/

:

Postbus 98, 1000 AB Amsterdam
RePEc:edi:dnbgvnl (more details at EDIRC)

Research output

as
Jump to: Working papers Articles

Working papers

  1. Esselink, Henk & Hernández, Lola, 2017. "The use of cash by households in the euro area," Occasional Paper Series 201, European Central Bank.
  2. Lola Hernandez & Robbert-Jan 't Hoen & Juanita Raat, 2017. "Survey shortcuts? Evidence from a payment diary survey," DNB Working Papers 546, Netherlands Central Bank, Research Department.
  3. Jonker, Nicole & Hernandez, Lola & de Vree, Renate & Zwaan, Patricia, 2017. "From cash to cards: how debit card payments overtook cash in the Netherlands," International Cash Conference 2017 – War on Cash: Is there a Future for Cash? 168371, Deutsche Bundesbank.
  4. Carin van der Cruijsen & Lola Hernandez & Nicole Jonker, 2015. "In love with the debit card but still married to cash," DNB Working Papers 461, Netherlands Central Bank, Research Department.
  5. Lola Hernandez & Nicole Jonker & Anneke Kosse, 2014. "Cash versus debit card: the role of budget control," DNB Working Papers 429, Netherlands Central Bank, Research Department.
  6. Carlos Arango & Yassine Bouhdaoui & David Bounie & Martina Eschelbach & Lola Hernández, 2013. "Cash Management and Payment Choices: A Simulation Model with International Comparisons," Staff Working Papers 13-53, Bank of Canada.
  7. Ronald Heijmans & Lola Hernández & Richard Heuver, 2013. "Determinants of the rate of the Dutch unsecured overnight money market," DNB Working Papers 374, Netherlands Central Bank, Research Department.
  8. Nicole Jonker & Anneke Kosse & Lola Hernández, 2012. "Cash usage in the Netherlands: How much, where, when, who and whenever one wants?," DNB Occasional Studies 1002, Netherlands Central Bank, Research Department.

Articles

  1. Arango-Arango, Carlos A. & Bouhdaoui, Yassine & Bounie, David & Eschelbach, Martina & Hernandez, Lola, 2018. "Cash remains top-of-wallet! International evidence from payment diaries," Economic Modelling, Elsevier, vol. 69(C), pages 38-48.
  2. Carin van der Cruijsen & Lola Hernandez & Nicole Jonker, 2017. "In love with the debit card but still married to cash," Applied Economics, Taylor & Francis Journals, vol. 49(30), pages 2989-3004, June.
  3. Lola Hernandez & Nicole Jonker & Anneke Kosse, 2017. "Cash versus Debit Card: The Role of Budget Control," Journal of Consumer Affairs, Wiley Blackwell, vol. 51(1), pages 91-112, March.

Citations

Many of the citations below have been collected in an experimental project, CitEc, where a more detailed citation analysis can be found. These are citations from works listed in RePEc that could be analyzed mechanically. So far, only a minority of all works could be analyzed. See under "Corrections" how you can help improve the citation analysis.

Working papers

  1. Esselink, Henk & Hernández, Lola, 2017. "The use of cash by households in the euro area," Occasional Paper Series 201, European Central Bank.

    Cited by:

    1. Carin van der Cruijsen & Joris Knoben, 2018. "Ctrl+C Ctrl+pay: Do people mirror payment behaviour of their peers?," DNB Working Papers 611, Netherlands Central Bank, Research Department.
    2. Emmanuelle Politronacci & Adeline Moret & David Bounie & Abel François, 2018. "L’usage des espèces en France : priorité aux transactions de faible valeur," Bulletin de la Banque de France, Banque de France, issue 220, pages 1-9.
    3. Giorgia Rocco, 2019. "The use of cash in Italy: evidence from the ECB Study on the use of cash by households," Questioni di Economia e Finanza (Occasional Papers) 481, Bank of Italy, Economic Research and International Relations Area.
    4. Doris Ritzberger-Grünwald & Helmut Stix, 2018. "How Austrians bank and pay in an increasingly digitalized world – results from an OeNB survey," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue Q3/18, pages 52-89.
    5. Emmanuelle Politronacci & Adeline Moret & David Bounie & Abel François, 2018. "Use of cash in France: the payment method of choice for low-value purchases," Quarterly selection of articles - Bulletin de la Banque de France, Banque de France, issue 220, pages 1-9, November-.
    6. Morten Linnemann Bech & Umar Faruqui & Frederik Ougaard & Cristina Picillo, 2018. "Payments are a-changin' but cash still rules," BIS Quarterly Review, Bank for International Settlements, March.
    7. George Hondroyiannis & Dimitrios Papaoikonomou, 2018. "Fiscal structural reforms: the effect of card payments on vat revenue in the euro area," Working Papers 249, Bank of Greece.

  2. Lola Hernandez & Robbert-Jan 't Hoen & Juanita Raat, 2017. "Survey shortcuts? Evidence from a payment diary survey," DNB Working Papers 546, Netherlands Central Bank, Research Department.

    Cited by:

    1. Carin van der Cruijsen & Joris Knoben, 2018. "Ctrl+C Ctrl+pay: Do people mirror payment behaviour of their peers?," DNB Working Papers 611, Netherlands Central Bank, Research Department.
    2. Nicole Jonker & Lola Hernandez & Renate de Vree & Patricia Zwaan, 2018. "From cash to cards. How debit card payments overtook cash in the Netherlands," DNB Occasional Studies 1601, Netherlands Central Bank, Research Department.

  3. Jonker, Nicole & Hernandez, Lola & de Vree, Renate & Zwaan, Patricia, 2017. "From cash to cards: how debit card payments overtook cash in the Netherlands," International Cash Conference 2017 – War on Cash: Is there a Future for Cash? 168371, Deutsche Bundesbank.

    Cited by:

    1. Carin van der Cruijsen & Joris Knoben, 2018. "Ctrl+C Ctrl+pay: Do people mirror payment behaviour of their peers?," DNB Working Papers 611, Netherlands Central Bank, Research Department.

  4. Carin van der Cruijsen & Lola Hernandez & Nicole Jonker, 2015. "In love with the debit card but still married to cash," DNB Working Papers 461, Netherlands Central Bank, Research Department.

    Cited by:

    1. Carin van der Cruijsen & Joris Knoben, 2018. "Ctrl+C Ctrl+pay: Do people mirror payment behaviour of their peers?," DNB Working Papers 611, Netherlands Central Bank, Research Department.
    2. Esselink, Henk & Hernández, Lola, 2017. "The use of cash by households in the euro area," Occasional Paper Series 201, European Central Bank.
    3. Sinelnikova-Muryleva, Elena (Синельников-Мурылева, Елена), 2018. "Analysis of the Consequences of the Development of Payment Systems for Monetary Policy in the Context of Deepening Financial Markets
      [Анализ Последствий Развития Платежных Систем Для Денежно-Кредит
      ," Working Papers 031813, Russian Presidential Academy of National Economy and Public Administration.
    4. Stavins, Joanna, 2017. "How do consumers make their payment choices?," Research Data Report 17-1, Federal Reserve Bank of Boston.
    5. Walter blocher & Andreas Hanl & Jochen Michaelis, 2017. "Revolutionieren Kryptowährungen die Zahlungssysteme?," MAGKS Papers on Economics 201748, Philipps-Universität Marburg, Faculty of Business Administration and Economics, Department of Economics (Volkswirtschaftliche Abteilung).
    6. Carin van der Cruijsen & Mirjam Plooij, 2018. "Drivers Of Payment Patterns At The Point Of Sale: Stable Or Not?," Contemporary Economic Policy, Western Economic Association International, vol. 36(2), pages 363-380, April.
    7. Nicole Jonker & Lola Hernandez & Renate de Vree & Patricia Zwaan, 2018. "From cash to cards. How debit card payments overtook cash in the Netherlands," DNB Occasional Studies 1601, Netherlands Central Bank, Research Department.
    8. Nicole Jonker & Mirjam Plooij & Johan Verburg, 2017. "Did a Public Campaign Influence Debit Card Usage? Evidence from the Netherlands," Journal of Financial Services Research, Springer;Western Finance Association, vol. 52(1), pages 89-121, October.
    9. Laurent, Alain & Monvoisin, Virginie, 2015. "Les nouvelles monnaies numériques : au-delà de la dématérialisation de la monnaie et de la contestation des banques," Revue de la Régulation - Capitalisme, institutions, pouvoirs, Association Recherche et Régulation, vol. 18.
    10. Philip Hans Franses & Max Welz, 2019. "Cash Use of the Taiwan Dollar: Is It Efficient? †," Journal of Risk and Financial Management, MDPI, Open Access Journal, vol. 12(1), pages 1-6, January.

  5. Lola Hernandez & Nicole Jonker & Anneke Kosse, 2014. "Cash versus debit card: the role of budget control," DNB Working Papers 429, Netherlands Central Bank, Research Department.

    Cited by:

    1. Carlos Arango & Yassine Bouhdaouiz & David Bounie & Martina Eschelbach & Lola Hernández, 2014. "Cash Management and Payment Choices: A Simulation Model with International Comparisons," Borradores de Economia 804, Banco de la Republica de Colombia.
    2. Bruno Karoubi & Régis Chenavaz & Corina Paraschiv, 2016. "Consumers’ perceived risk and hold and use of payment instruments," Applied Economics, Taylor & Francis Journals, vol. 48(14), pages 1317-1329, March.
    3. Esselink, Henk & Hernández, Lola, 2017. "The use of cash by households in the euro area," Occasional Paper Series 201, European Central Bank.
    4. Stavins, Joanna, 2017. "How do consumers make their payment choices?," Research Data Report 17-1, Federal Reserve Bank of Boston.
    5. Carin van der Cruijsen & Mirjam Plooij, 2015. "Changing payment patterns at point-of-sale: their drivers," DNB Working Papers 471, Netherlands Central Bank, Research Department.
    6. Roy Verbaan & Wilko Bolt & Carin van der Cruijsen, 2017. "Using debit card payments data for nowcasting Dutch household consumption," DNB Working Papers 571, Netherlands Central Bank, Research Department.
    7. Eschelbach, Martina, 2017. "Pay cash, buy less trash? – Evidence from German payment diary data," International Cash Conference 2017 – War on Cash: Is there a Future for Cash? 162908, Deutsche Bundesbank.
    8. Imaduddin Sahabat & Teguh Dartanto & Haidy A. Passay & Diah Widyawati, 2017. "Electronics Payment Decisions of the Indonesian Urban Households: A Nested Logit Analysis of the Effects of the Payment Characteristics," International Journal of Economics and Financial Issues, Econjournals, vol. 7(5), pages 498-511.
    9. Nicole Jonker & Mirjam Plooij & Johan Verburg, 2017. "Did a Public Campaign Influence Debit Card Usage? Evidence from the Netherlands," Journal of Financial Services Research, Springer;Western Finance Association, vol. 52(1), pages 89-121, October.
    10. Frank van der Horst & Jelle Miedema & Daniël Schreij & Martijn Meeter, 2017. "Effects of payment instruments on unhealthy purchases," DNB Working Papers 582, Netherlands Central Bank, Research Department.
    11. Gustavo A. Del Angel, 2016. "Cashless Payments and the Persistence of Cash: Open Questions About Mexico," Economics Working Papers 16108, Hoover Institution, Stanford University.

  6. Carlos Arango & Yassine Bouhdaoui & David Bounie & Martina Eschelbach & Lola Hernández, 2013. "Cash Management and Payment Choices: A Simulation Model with International Comparisons," Staff Working Papers 13-53, Bank of Canada.

    Cited by:

    1. John Bagnall & David Bounie & Kim P. Huynh & Anneke Kosse & Tobias Schmidt & Scott Schuh & Helmut Stix, 2014. "Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data," Working Papers 192, Oesterreichische Nationalbank (Austrian Central Bank).
    2. Carlos A. Arango-Arango & Nicolás F. Suárez-Ariza & Sergio H. Garrido-Mejía, 2017. "¿Cómo pagan los colombianos y por qué?," Borradores de Economia 991, Banco de la Republica de Colombia.
    3. Maixe-Altes, J. Carles & Mourelle, Estefanía, 2016. "Cash and non-cash payments in a long run perspective, Spain 1989-2014," MPRA Paper 72590, University Library of Munich, Germany.
    4. Carin van der Cruijsen & Lola Hernandez & Nicole Jonker, 2015. "In love with the debit card but still married to cash," DNB Working Papers 461, Netherlands Central Bank, Research Department.
    5. Éric Darmon & Laetitia Chaix & Dominique Torre, 2016. "M-payment use and remittances in developing countries: a theoretical analysis," Revue d'économie industrielle, De Boeck Université, vol. 0(4), pages 159-183.
    6. Tobias Trütsch, 2016. "The impact of mobile payment on payment choice," Financial Markets and Portfolio Management, Springer;Swiss Society for Financial Market Research, vol. 30(3), pages 299-336, August.
    7. Carlos A. Arango-Arango & Héctor M. Zárate-Solano & Nicolás F. Suárez-Ariza, 2017. "Determinantes del Acceso, Uso y Aceptación de Pagos Electrónicos en Colombia," Borradores de Economia 999, Banco de la Republica de Colombia.

  7. Ronald Heijmans & Lola Hernández & Richard Heuver, 2013. "Determinants of the rate of the Dutch unsecured overnight money market," DNB Working Papers 374, Netherlands Central Bank, Research Department.

    Cited by:

    1. Ronald Heijmans & Richard Heuver & Zion Gorgi, 2016. "How to monitor the exit from the Eurosystem's unconventional monetary policy: Is EONIA dead and gone?," DNB Working Papers 504, Netherlands Central Bank, Research Department.
    2. Anna Sznajderska, 2016. "Wpływ sposobu zarządzania płynnością, premii za ryzyko i oczekiwań na stopy rynku międzybankowego w Polsce," Bank i Kredyt, Narodowy Bank Polski, vol. 47(1), pages 61-90.

  8. Nicole Jonker & Anneke Kosse & Lola Hernández, 2012. "Cash usage in the Netherlands: How much, where, when, who and whenever one wants?," DNB Occasional Studies 1002, Netherlands Central Bank, Research Department.

    Cited by:

    1. Carlos Arango & Yassine Bouhdaouiz & David Bounie & Martina Eschelbach & Lola Hernández, 2014. "Cash Management and Payment Choices: A Simulation Model with International Comparisons," Borradores de Economia 804, Banco de la Republica de Colombia.
    2. Janet Hua Jiang & Enchuan Shao, 2014. "Understanding the Cash Demand Puzzle," Staff Working Papers 14-22, Bank of Canada.
    3. Lola Hernandez & Nicole Jonker & Anneke Kosse, 2017. "Cash versus Debit Card: The Role of Budget Control," Journal of Consumer Affairs, Wiley Blackwell, vol. 51(1), pages 91-112, March.
    4. David Bounie & Abel François & Leo Van Hove, 2016. "Consumer Payment Preferences, Network Externalities, and Merchant Card Acceptance: An Empirical Investigation," Post-Print hal-01533532, HAL.
    5. Esselink, Henk & Hernández, Lola, 2017. "The use of cash by households in the euro area," Occasional Paper Series 201, European Central Bank.
    6. John Bagnall & David Bounie & Kim P. Huynh & Anneke Kosse & Tobias Schmidt & Scott Schuh & Helmut Stix, 2014. "Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data," Working Papers 192, Oesterreichische Nationalbank (Austrian Central Bank).
    7. Anneke Kosse, 2010. "The safety of cash and debit cards: a study on the perception and behaviour of Dutch consumers," DNB Working Papers 245, Netherlands Central Bank, Research Department.
    8. Kosse, Anneke, 2013. "Do newspaper articles on card fraud affect debit card usage?," Journal of Banking & Finance, Elsevier, vol. 37(12), pages 5382-5391.
    9. Eden Hatzvi & Jessica Meredith & Rose Kenney, 2014. "Cash Use in Australia," RBA Bulletin, Reserve Bank of Australia, pages 43-54, June.
    10. Kosse, Anneke & Jansen, David-Jan, 2013. "Choosing how to pay: The influence of foreign backgrounds," Journal of Banking & Finance, Elsevier, vol. 37(3), pages 989-998.
    11. Peter Mooslechner & Helmut Stix & Karin Wagner, 2012. "The Use of Payment Instruments in Austria - A Study Based on Survey Data from 1996 to 2011," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue 4, pages 53-77.
    12. Carin van der Cruijsen & Lola Hernandez & Nicole Jonker, 2015. "In love with the debit card but still married to cash," DNB Working Papers 461, Netherlands Central Bank, Research Department.
    13. David-Jan Jansen & Nicole Jonker, 2016. "Fuel tourism in Dutch border regions: are only salient price differentials relevant?," DNB Working Papers 519, Netherlands Central Bank, Research Department.
    14. Bouhdaoui, Y. & Bounie, D. & François, A., 2014. "Convenient prices, cash payments and price rigidity," Economic Modelling, Elsevier, vol. 41(C), pages 329-337.
    15. Nicole Jonker, 2013. "Social costs of POS payments in the Netherlands 2002-2012: Efficiency gains from increased debit card usage," DNB Occasional Studies 1102, Netherlands Central Bank, Research Department.

Articles

  1. Arango-Arango, Carlos A. & Bouhdaoui, Yassine & Bounie, David & Eschelbach, Martina & Hernandez, Lola, 2018. "Cash remains top-of-wallet! International evidence from payment diaries," Economic Modelling, Elsevier, vol. 69(C), pages 38-48.

    Cited by:

    1. Carin van der Cruijsen & Joris Knoben, 2018. "Ctrl+C Ctrl+pay: Do people mirror payment behaviour of their peers?," DNB Working Papers 611, Netherlands Central Bank, Research Department.
    2. Esselink, Henk & Hernández, Lola, 2017. "The use of cash by households in the euro area," Occasional Paper Series 201, European Central Bank.
    3. Walter blocher & Andreas Hanl & Jochen Michaelis, 2017. "Revolutionieren Kryptowährungen die Zahlungssysteme?," MAGKS Papers on Economics 201748, Philipps-Universität Marburg, Faculty of Business Administration and Economics, Department of Economics (Volkswirtschaftliche Abteilung).
    4. Egor A. Krivosheya, 2018. "Evaluating Efficient Multilateral Interchange Fees: Evidence from End-User Benefits," HSE Working papers WP BRP 66/FE/2018, National Research University Higher School of Economics.

  2. Carin van der Cruijsen & Lola Hernandez & Nicole Jonker, 2017. "In love with the debit card but still married to cash," Applied Economics, Taylor & Francis Journals, vol. 49(30), pages 2989-3004, June.
    See citations under working paper version above.
  3. Lola Hernandez & Nicole Jonker & Anneke Kosse, 2017. "Cash versus Debit Card: The Role of Budget Control," Journal of Consumer Affairs, Wiley Blackwell, vol. 51(1), pages 91-112, March.
    See citations under working paper version above.

More information

Research fields, statistics, top rankings, if available.

Statistics

Access and download statistics for all items

Co-authorship network on CollEc

NEP Fields

NEP is an announcement service for new working papers, with a weekly report in each of many fields. This author has had 13 papers announced in NEP. These are the fields, ordered by number of announcements, along with their dates. If the author is listed in the directory of specialists for this field, a link is also provided.
  1. NEP-MAC: Macroeconomics (8) 2013-03-30 2014-01-10 2014-01-24 2014-02-02 2014-03-15 2014-08-09 2015-12-12 2016-06-14. Author is listed
  2. NEP-PAY: Payment Systems & Financial Technology (6) 2016-02-12 2016-06-14 2017-03-12 2017-09-17 2017-12-03 2018-02-12. Author is listed
  3. NEP-BAN: Banking (3) 2012-07-23 2014-08-09 2015-04-02
  4. NEP-CMP: Computational Economics (2) 2016-02-12 2016-06-14
  5. NEP-EEC: European Economics (2) 2013-03-30 2017-12-03
  6. NEP-EUR: Microeconomic European Issues (2) 2014-01-10 2017-09-17
  7. NEP-MON: Monetary Economics (2) 2013-03-30 2017-12-03
  8. NEP-CBE: Cognitive & Behavioural Economics (1) 2014-08-09
  9. NEP-MKT: Marketing (1) 2014-08-09

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