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Pure risk premium rating of debris flows based on a dynamic run-out model: a case study in Anzhou, China

Author

Listed:
  • Zhifei Deng

    (Beijing Normal University
    Beijing Normal University)

  • Jifu Liu

    (Beijing Normal University
    Beijing Normal University)

  • Lanlan Guo

    (Beijing Normal University
    Beijing Normal University)

  • Jiaoyang Li

    (Beijing Normal University)

  • Junming Li

    (Beijing Normal University)

  • Yiru Jia

    (Beijing Normal University)

Abstract

Debris flow risk is growing with the current increases in landscape exploitation and extreme precipitation events associated with global warming. Insurance is an efficient approach to cope with disasters. Based on the quantitative assessment, the debris flow hazard was obtained by a dynamic run-out model (FLO-2D), and the pure risk premiums of debris flow disaster were rating in a high-risk region (Anzhou) in Sichuan, China. Simulation results indicated that disastrous debris flows would reoccur every 5 years on average under the contemporary climatic and geological conditions of the study area. The mountain region experienced a wider area affected by debris flows than plains and hills; however, its area affected by low debris flow depth (d

Suggested Citation

  • Zhifei Deng & Jifu Liu & Lanlan Guo & Jiaoyang Li & Junming Li & Yiru Jia, 2021. "Pure risk premium rating of debris flows based on a dynamic run-out model: a case study in Anzhou, China," Natural Hazards: Journal of the International Society for the Prevention and Mitigation of Natural Hazards, Springer;International Society for the Prevention and Mitigation of Natural Hazards, vol. 106(1), pages 235-253, March.
    • Handle: RePEc:spr:nathaz:v:106:y:2021:i:1:d:10.1007_s11069-020-04459-x
    DOI: 10.1007/s11069-020-04459-x
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    References listed on IDEAS

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    1. David Crichton, 2008. "Role of Insurance in Reducing Flood Risk," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 33(1), pages 117-132, January.
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    3. Mingtao Ding & Fangqiang Wei & Kaiheng Hu, 2012. "Property insurance against debris-flow disasters based on risk assessment and the principal–agent theory," Natural Hazards: Journal of the International Society for the Prevention and Mitigation of Natural Hazards, Springer;International Society for the Prevention and Mitigation of Natural Hazards, vol. 60(3), pages 801-817, February.
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