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Quantum technology: a financial risk assessment

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  • Phuong-Nam Nguyen

    (School of Technology, National Economics University)

Abstract

QT holds transformative potential across fields. QC, leveraging quantum phenomena such as superposition and entanglement, offers computational power far beyond classical systems. However, the financial risks associated with QT, including technological uncertainties, high costs, market volatility, and ethical concerns, remain underexplored. This article aims to fill this gap by analyzing these risks through: (1) a review of current advancements in QT, (2) a qualitative assessment of investment risks, and (3) a quantitative analysis of stock indices from companies in the field, using eight statistical methods. The article concludes with recommendations for managing financial risks, including a robust risk management framework and the use of AI for asset value prediction, aimed at guiding informed investment decisions and ensuring sustainable growth in this emerging sector.

Suggested Citation

  • Phuong-Nam Nguyen, 2025. "Quantum technology: a financial risk assessment," Digital Finance, Springer, vol. 7(2), pages 133-172, June.
    • Handle: RePEc:spr:digfin:v:7:y:2025:i:2:d:10.1007_s42521-025-00127-6
    DOI: 10.1007/s42521-025-00127-6
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    More about this item

    Keywords

    Quantum technology; Financial risk management; Time-series analysis; Artificial intelligence;
    All these keywords.

    JEL classification:

    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • G11 - Financial Economics - - General Financial Markets - - - Portfolio Choice; Investment Decisions
    • D81 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Criteria for Decision-Making under Risk and Uncertainty
    • G38 - Financial Economics - - Corporate Finance and Governance - - - Government Policy and Regulation
    • L51 - Industrial Organization - - Regulation and Industrial Policy - - - Economics of Regulation

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