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The Long-Term Care Insurance Market

Author

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  • Denis Kessler

    (Immeuble SCOR)

Abstract

This paper focuses on the existence of an insurance market for long-term care. There are three major risks for insurers that provide long-term care insurance: risk of escalating costs, risk of adverse selection and risk of moral hazard. Despite these risks, the long-term care insurance is a potentially expanding market for insurance companies able to innovate and design products tailored to this very specific demand.

Suggested Citation

  • Denis Kessler, 2008. "The Long-Term Care Insurance Market," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 33(1), pages 33-40, January.
    • Handle: RePEc:pal:gpprii:v:33:y:2008:i:1:d:10.1057_palgrave.gpp.2510164
    DOI: 10.1057/palgrave.gpp.2510164
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