IDEAS home Printed from https://ideas.repec.org/a/fip/fedbcb/y2004ifallp22-24.html

Are small businesses concerned about credit?

Author

Listed:
  • Mamie Marcuss

Abstract

In a recent survey of small businesses, concerns over credit fell low on a long list of pressing problems. Why? This article examines how the recent economic environment and changes in the credit industry have affected small businesses owners' anxiety over financing.

Suggested Citation

  • Mamie Marcuss, 2004. "Are small businesses concerned about credit?," Communities and Banking, Federal Reserve Bank of Boston, issue Fall, pages 22-24.
    • Handle: RePEc:fip:fedbcb:y:2004:i:fall:p:22-24
    as

    Download full text from publisher

    File URL: http://www.bostonfed.org/commdev/c&b/2004/Fall/Credit.pdf
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Marianne P. Bitler & Alicia M. Robb & John D. Wolken, 2001. "Financial services used by small businesses: evidence from the 1998 survey of small business finances," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 87(Apr), pages 183-205, April.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Elizabeth Laderman, 2007. "Market Power and Relationships in Small Business Lending," Working Paper Series 2007-07, Federal Reserve Bank of San Francisco.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Dean F. Amel & Arthur B. Kennickell & Kevin B. Moore, 2008. "Banking market definition: evidence from the Survey of Consumer Finances," Finance and Economics Discussion Series 2008-35, Board of Governors of the Federal Reserve System (U.S.).
    2. Randall S. Kroszner & Philip E. Strahan, 2001. "Obstacles to Optimal Policy: The Interplay of Politics and Economics in Shaping Bank Supervision and Regulation Reforms," NBER Chapters, in: Prudential Supervision: What Works and What Doesn't, pages 233-272, National Bureau of Economic Research, Inc.
    3. Robert W. Fairlie & Aaron K. Chatterji, 2013. "High‐Technology Entrepreneurship in Silicon Valley," Journal of Economics & Management Strategy, Wiley Blackwell, vol. 22(2), pages 365-389, June.
    4. Christoph Kneiding & Alexander S. Kritikos, 2013. "Funding self-employment -- the role of consumer credit," Applied Economics, Taylor & Francis Journals, vol. 45(13), pages 1741-1749, May.
    5. Craig E. Armstrong & Ben R. Craig & William E. Jackson & James B. Thomson, 2010. "The importance of financial market development on the relationship between loan guarantees for SMEs and local market employment rates," Working Papers (Old Series) 1020, Federal Reserve Bank of Cleveland.
    6. David P. Ely & Kenneth J. Robinson, 2004. "The impact of banks' expanded securities powers on small‐business lending," Review of Financial Economics, John Wiley & Sons, vol. 13(1-2), pages 79-102.
    7. Robert W. Fairlie, 2006. "The Personal Computer and Entrepreneurship," Management Science, INFORMS, vol. 52(2), pages 187-203, February.
    8. Yilmazer, Tansel & Schrank, Holly, 2006. "Financial intermingling in small family businesses," Journal of Business Venturing, Elsevier, vol. 21(5), pages 726-751, September.
    9. Reddy, Ketan & Gopalan, Sasidaran, 2023. "Gender bias in access to trade credit: Firm-level evidence from emerging markets," Global Finance Journal, Elsevier, vol. 57(C).
    10. Alicia Robb & Robert Fairlie, 2009. "Determinants of business success: an examination of Asian-owned businesses in the USA," Journal of Population Economics, Springer;European Society for Population Economics, vol. 22(4), pages 827-858, October.
    11. Edward R. Morrison, 2007. "Bankruptcy Decision Making: An Empirical Study of Continuation Bias in Small-Business Bankruptcies," Journal of Law and Economics, University of Chicago Press, vol. 50(2), pages 381-419.
    12. Robert W. Fairlie & Alicia M. Robb, 2007. "Why Are Black-Owned Businesses Less Successful than White-Owned Businesses? The Role of Families, Inheritances, and Business Human Capital," Journal of Labor Economics, University of Chicago Press, vol. 25(2), pages 289-323.
    13. Marianne P. Bitler, 2001. "Small Business and Computers: Adoption and Performance," Working Paper Series 2001-15, Federal Reserve Bank of San Francisco.
    14. Fairlie, Robert W. & Robb, Alicia, 2009. "Entrepreneurship, Self-Employment and Business Data: An Introduction to Several Large, Nationally-Representative Datasets," IZA Discussion Papers 4052, IZA Network @ LISER.
    15. Holod, Dmytro & Torna, Gökhan, 2018. "Do community banks contribute to international trade? Evidence from U.S. Data," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 57(C), pages 185-204.
    16. Elisabeth Mueller, 2010. "Returns to Private Equity - Idiosyncratic Risk Does Matter!," Review of Finance, European Finance Association, vol. 15(3), pages 545-574.
    17. Meisenzahl, Ralf R., 2014. "Verifying the state of financing constraints: Evidence from U.S. business credit contracts," Journal of Economic Dynamics and Control, Elsevier, vol. 43(C), pages 58-77.
    18. Lieu N. Hazelwood & Traci L. Mach & John D. Wolken, 2008. "Starting small and ending big -- the effect of monetary incentives on response rates in the 2003 Survey of Small Business Finances: an observational experiment," Finance and Economics Discussion Series 2008-26, Board of Governors of the Federal Reserve System (U.S.).
    19. Fairlie, Rob, 2011. "High-Technology Entrepreneurship in Silicon Valley1," Santa Cruz Department of Economics, Working Paper Series qt655088zg, Department of Economics, UC Santa Cruz.
    20. Mueller, Elisabeth, 2008. "How does owners' exposure to idiosyncratic risk influence the capital structure of private companies?," Journal of Empirical Finance, Elsevier, vol. 15(2), pages 185-198, March.

    More about this item

    Keywords

    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:fip:fedbcb:y:2004:i:fall:p:22-24. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Catherine Spozio (email available below). General contact details of provider: https://edirc.repec.org/data/frbbous.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.