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Diseno organizativo para el desarrollo económico y social: el caso del Programa de Microcrédito Rural

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  • Danny Freira

Abstract

El Programa de Microcrédito Rural, gestionado a través de la Dirección General de Desarrollo Rural del Ministerio de Agricultura y Pesca de Uruguay, en articulación con la Fundación Uruguaya de Cooperación y Desarrollo Solidarios, permite el acceso al microcrédito a población rural dispersa y económicamente desfavorecida. El diseno organizativo implementado a lo largo de 13 anos ha distribuido más de 20 millones de dólares, entrega-dos en 36.917 préstamos, a un total de 13.072 personas en montos escalables. Articula a 139 comités de crédito local (CCL) en los que participan más de 721 personas a lo largo de 12 departamentos, que brindan su tiempo en forma honoraria para evaluar los créditos solicitados por sus pares. La investigación se realiza con base en el estudio de caso.El diseno organizativo elegido para la implementación del PMR a través de la jerarquización de los CCL permite el acceso al crédito a comunidades aisladas del país, facilitando su desarrollo económico y social. La estrategia elegida ha contribuido a la autoorganización de los participantes para la mejora del microcrédito como instrumento de inclusión financiera.

Suggested Citation

  • Danny Freira, 2018. "Diseno organizativo para el desarrollo económico y social: el caso del Programa de Microcrédito Rural," Revista Equidad y Desarrollo, Universidad de la Salle, issue 31, pages 173-192, June.
  • Handle: RePEc:col:000452:016462
    DOI: 10.19052/ed.4418
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    References listed on IDEAS

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    1. Besley, Timothy & Ghatak, Maitreesh, 2017. "Public–private partnerships for the provision of public goods: Theory and an application to NGOs," Research in Economics, Elsevier, vol. 71(2), pages 356-371.
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    More about this item

    Keywords

    Desarrollo social; diseño organizativo; gerencia social; inclusión financiera; microcrédito rural; valor público;
    All these keywords.

    JEL classification:

    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit
    • E6 - Macroeconomics and Monetary Economics - - Macroeconomic Policy, Macroeconomic Aspects of Public Finance, and General Outlook
    • H8 - Public Economics - - Miscellaneous Issues

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